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Car Insurance Liability Requirements in Northwood
- Minimum Liability Limits in Northwood: 12.5/25/7.5 [4]
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- 12.5 Required coverage up to $12,500 for one individual injured in an accident
- 25 Required coverage up to $25,000 for all persons injured in an accident
- 7.5 Required coverage up to $7,500 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Northwood
- Northwood Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Northwood
- Insurer Verification of Auto Insurance in Northwood [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Northwood Car Insurance Facts, Estimates & Related Laws
Northwood Car Insurance Stats
- Number of Auto Insurance Policies in Northwood
-
- Based on historical and current data, 3,697 cars are currently insured in Northwood. [5]
- Ohio cities collectively ranked 6th in the nation in auto insurance policies in 2011 with a total of 8,100,690. [1]
- Uninsured Motorist Rate in Northwood
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- Based on historical and current data, Northwood has an estimated 572 uninsured drivers. [6]
- Ohio cities collectively had the 14th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Northwood
-
- Ohio cities collectively had the 43rd highest auto insurance rates in the nation in 2010. [2]
Northwood Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 185. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect for drivers younger than 18. Secondary enforcement in effect for for texting. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Northwood Automotive Laws
- Minimum Driving Age in Northwood [9]
-
- Northwood, OH minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in Northwood
-
- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Northwood
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- Motorcycle helmets required for 17 and younger. [7]
- Ohio\'s motorcycle helmet use law covers all operators during the first year of licensure and all passengers of operators who are covered by the law. [7]
- Safety Belt Laws in Northwood
-
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 8 through 14 in all seats; 15+ years in front seat. [7]
- Child restraint law in place for 3 years and younger or less than 40 pounds in child restraint; 4 - 7 years who weigh 40 pounds or more and who are shorter than 57 inches in booster seat. [7]
Ohio Auto Registrations
- Auto Registrations in OH [8]
-
- Registered Cars: 5,412,188
- Registered Trucks: 4,386,240
- Registered Motorcycles: 390,522
- Total Registrations: 10,217,277
- Rank: Ohio ranked 7th in the United States in total auto registrations in 2011.
Ohio Automotive Facts
- Speed Limits in OH
-
- Rural interstates: 70 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Ohio Motor Fuel Consumption
-
- Ohio cities collectively ranked 6th in the nation in total motor fuel consumption in 2011. [10]
Ohio Licensed Drivers
- Licensed Drivers in OH [11]
-
- Female Drivers: 4,118,031
- Male Drivers: 3,864,118
- Total Drivers: 7,982,149
- Rank: 7th highest in the U.S.
Additional information about Northwood, OH
About Northwood
Northwood (Ohio) is a city with a population of 5,265 [12] that is located in Wood County.
Did you know?
California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
