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Harbine Car Insurance Resources

Harbine, NE Car Insurance

Cars Insured in Harbine

^ There are an estimated 40 vehicles currently insured in Harbine. [1]

Car Insurance Rates in Harbine

^ From 2006 to 2010, Nebraska cities had the 47th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Harbine

^ There are an estimated 3 uninsured motorists driving in Harbine. [3]

NE Car Insurance

Harbine Car Insurance

Car Insurance Liability Requirements in Harbine

  • Minimum Liability Limits in Harbine: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Harbine

Required Car Insurance Coverage in Harbine
  • Harbine Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Harbine

  • Insurer Verification of Auto Insurance in Harbine [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Harbine Car Insurance Facts, Estimates & Related Laws

Harbine Car Insurance Stats

Harbine Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Harbine
    • Based on historical and current data, 40 cars are currently insured in Harbine. [5]
    • Nebraska cities collectively ranked 37th in the nation in auto insurance policies in 2011 with a total of 1,492,531. [1]
  • Uninsured Motorist Rate in Harbine
    • Based on historical and current data, Harbine has an estimated 3 uninsured drivers. [6]
    • Nebraska cities collectively had the 46th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Harbine
    • Nebraska cities collectively had the 46th highest auto insurance rates in the nation in 2010. [2]

Harbine Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Secondary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Harbine Automotive Laws

  • Minimum Driving Age in Harbine [9]
    • Harbine, NE minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Harbine
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Harbine
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Harbine
    • Safety belt laws have been in place since 1993 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Nebraska Car & Driver Facts

Nebraska Auto Registrations

Nebraska Car & Driver Facts
  • Auto Registrations in NE [8]
    • Registered Cars: 766,395
    • Registered Trucks: 1,065,473
    • Registered Motorcycles: 51,376
    • Total Registrations: 1,886,956
    • Rank: Nebraska ranked 35th in the United States in total auto registrations in 2011.

Nebraska Automotive Facts

  • Speed Limits in NE
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 60 mph [7]
  • Nebraska Motor Fuel Consumption
    • Nebraska cities collectively ranked 37th in the nation in total motor fuel consumption in 2011. [10]

Nebraska Licensed Drivers

  • Licensed Drivers in NE [11]
    • Female Drivers: 676,726
    • Male Drivers: 679,651
    • Total Drivers: 1,356,377
    • Rank: 37th highest in the U.S.

Additional information about Harbine, NE

About Harbine

Harbine (Nebraska) is a village with a population of 49 [12] that is located in Jefferson County.

NE Car Insurance

More about Harbine auto insurance

For more information about Harbine car insurance, or for additional resources regarding Nebraska car insurance overall, visit the Nebraska Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NE