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Deer Lodge Car Insurance Resources

Deer Lodge, MT Car Insurance

Cars Insured in Deer Lodge

^ There are an estimated 2,547 vehicles currently insured in Deer Lodge. [1]

Car Insurance Rates in Deer Lodge

^ From 2006 to 2010, Montana cities had the 37th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Deer Lodge

^ There are an estimated 270 uninsured motorists driving in Deer Lodge. [3]

MT Car Insurance

Deer Lodge Car Insurance

Car Insurance Liability Requirements in Deer Lodge

  • Minimum Liability Limits in Deer Lodge: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Deer Lodge

Required Car Insurance Coverage in Deer Lodge
  • Deer Lodge Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Deer Lodge

  • Insurer Verification of Auto Insurance in Deer Lodge [4]
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Deer Lodge Car Insurance Facts, Estimates & Related Laws

Deer Lodge Car Insurance Stats

Deer Lodge Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Deer Lodge
    • Based on historical and current data, 2,547 cars are currently insured in Deer Lodge. [5]
    • Montana cities collectively ranked 43rd in the nation in auto insurance policies in 2011 with a total of 809,958. [1]
  • Uninsured Motorist Rate in Deer Lodge
    • Based on historical and current data, Deer Lodge has an estimated 270 uninsured drivers. [6]
    • Montana cities collectively had the 30th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Deer Lodge
    • Montana cities collectively had the 36th highest auto insurance rates in the nation in 2010. [2]

Deer Lodge Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • n/a. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Deer Lodge Automotive Laws

  • Minimum Driving Age in Deer Lodge [9]
    • Deer Lodge, MT minimum driving age: 14 years, 6 months.
  • Driver's License Renewal Cycle in Deer Lodge
    • Renewal cycle: 8 years, 4 years if by mail, or on 75th birthday, whichever occurs first7 [7]
  • Motorcycle Helmet Laws in Deer Lodge
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Deer Lodge
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 6+ years in all seats. [7]
    • Child restraint law in place for 5 years and and younger and less than 60 pounds. [7]

Montana Car & Driver Facts

Montana Auto Registrations

Montana Car & Driver Facts
  • Auto Registrations in MT [8]
    • Registered Cars: 435,575
    • Registered Trucks: 731,783
    • Registered Motorcycles: 47,011
    • Total Registrations: 1,219,158
    • Rank: Montana ranked 41st in the United States in total auto registrations in 2011.

Montana Automotive Facts

  • Speed Limits in MT
    • Rural interstates: 75 mph (Trucks: 65 mph) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 70 mph (Night: 65 mph) [7]
  • Montana Motor Fuel Consumption
    • Montana cities collectively ranked 42nd in the nation in total motor fuel consumption in 2011. [10]

Montana Licensed Drivers

  • Licensed Drivers in MT [11]
    • Female Drivers: 370,437
    • Male Drivers: 382,046
    • Total Drivers: 752,483
    • Rank: 43rd highest in the U.S.

Additional information about Deer Lodge, MT

About Deer Lodge

Deer Lodge (Montana) is a city with a population of 3,111 [12] that is located in Powell County.

MT Car Insurance

More about Deer Lodge auto insurance

For more information about Deer Lodge car insurance, or for additional resources regarding Montana car insurance overall, visit the Montana Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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