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Romulus Car Insurance Resources

Romulus, MI Car Insurance

Cars Insured in Romulus

^ There are an estimated 14,966 vehicles currently insured in Romulus. [1]

Car Insurance Rates in Romulus

^ From 2006 to 2010, Michigan cities had the 12th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Romulus

^ There are an estimated 3,341 uninsured motorists driving in Romulus. [3]

MI Car Insurance

Romulus Car Insurance

Car Insurance Liability Requirements in Romulus

  • Minimum Liability Limits in Romulus: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Romulus

Required Car Insurance Coverage in Romulus
  • Romulus Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Romulus

  • Insurer Verification of Auto Insurance in Romulus [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Romulus Car Insurance Facts, Estimates & Related Laws

Romulus Car Insurance Stats

Romulus Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Romulus
    • Based on historical and current data, 14,966 cars are currently insured in Romulus. [5]
    • Michigan cities collectively ranked 10th in the nation in auto insurance policies in 2011 with a total of 6,165,963. [1]
  • Uninsured Motorist Rate in Romulus
    • Based on historical and current data, Romulus has an estimated 3,341 uninsured drivers. [6]
    • Michigan cities collectively had the 7th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Romulus
    • Michigan cities collectively had the 10th highest auto insurance rates in the nation in 2010. [2]

Romulus Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders (level 1 and 2); integrated voice-operated systems excepted. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Romulus Automotive Laws

  • Minimum Driving Age in Romulus [9]
    • Romulus, MI minimum driving age: 14 years, 9 months.
  • Driver's License Renewal Cycle in Romulus
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Romulus
    • Motorcycle helmets required for 20 and younger. [7]
    • All riders younger than 21 years are required to wear helmets, without exception. Those 21 and older may ride without helmets 1) if they carry additional insurance and have passed a motorcycle safety course or 2) if they have had their motorcycle endorsement for at least two years. [7]
  • Safety Belt Laws in Romulus
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches. [7]

Michigan Car & Driver Facts

Michigan Auto Registrations

Michigan Car & Driver Facts
  • Auto Registrations in MI [8]
    • Registered Cars: 4,742,808
    • Registered Trucks: 4,111,481
    • Registered Motorcycles: 308,349
    • Total Registrations: 9,182,847
    • Rank: Michigan ranked 8th in the United States in total auto registrations in 2011.

Michigan Automotive Facts

  • Speed Limits in MI
    • Rural interstates: 70 mph (Trucks: 60 mph) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Michigan Motor Fuel Consumption
    • Michigan cities collectively ranked 10th in the nation in total motor fuel consumption in 2011. [10]

Michigan Licensed Drivers

  • Licensed Drivers in MI [11]
    • Female Drivers: 3,613,751
    • Male Drivers: 3,445,758
    • Total Drivers: 7,059,509
    • Rank: 8th highest in the U.S.

Additional information about Romulus, MI

About Romulus

Romulus (Michigan) is a city with a population of 23,989 [12] that is located in Wayne County.

MI Car Insurance

More about Romulus auto insurance

For more information about Romulus car insurance, or for additional resources regarding Michigan car insurance overall, visit the Michigan Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in MI