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Car Insurance Liability Requirements in Biddeford
- Minimum Liability Limits in Biddeford: 50/100/25 [4]
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- 50 Required coverage up to $50,000 for one individual injured in an accident
- 100 Required coverage up to $100,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: In addition, policyholders must also carry at least $2,000 for medical payments.
Required Car Insurance Coverage in Biddeford
- Biddeford Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
Car Insurance Verification Laws in Biddeford
- Insurer Verification of Auto Insurance in Biddeford [4]
-
- Insurer must verify financial responsibility or insurance after an accident or arrest.
Biddeford Car Insurance Facts, Estimates & Related Laws
Biddeford Car Insurance Stats
- Number of Auto Insurance Policies in Biddeford
-
- Based on historical and current data, 16,277 cars are currently insured in Biddeford. [5]
- Maine cities collectively ranked 40th in the nation in auto insurance policies in 2011 with a total of 1,016,231. [1]
- Uninsured Motorist Rate in Biddeford
-
- Based on historical and current data, Biddeford has an estimated 731 uninsured drivers. [6]
- Maine cities collectively had the 51st highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Biddeford
-
- Maine cities collectively had the 47th highest auto insurance rates in the nation in 2010. [2]
Biddeford Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Biddeford Automotive Laws
- Minimum Driving Age in Biddeford [9]
-
- Biddeford, ME minimum driving age: 15 years.
- Driver's License Renewal Cycle in Biddeford
-
- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in Biddeford
-
- Motorcycle helmets required for 17 and younger. [7]
- Covers operators with instructional/learner\'s permits and operators in their first year of licensure. Maine\'s motorcycle helmet use law also covers passengers 17 and younger and passengers riding with operators who are required to wear a helmet. [7]
- Safety Belt Laws in Biddeford
-
- Safety belt laws have been in place since 1995 and apply to drivers/passengers 18+ years in all seats. [7]
- Child restraint law in place for less than 40 pounds in a child safety seat; 40-80 pounds and less than 8 years in a booster. [7]
Maine Auto Registrations
- Auto Registrations in ME [8]
-
- Registered Cars: 530,057
- Registered Trucks: 586,265
- Registered Motorcycles: 50,327
- Total Registrations: 1,171,280
- Rank: Maine ranked 42nd in the United States in total auto registrations in 2011.
Maine Automotive Facts
- Speed Limits in ME
-
- Rural interstates: 75 mph [7]
- Urban interstates: 75 mph [7]
- Other roads: 60 mph [7]
- Maine Motor Fuel Consumption
-
- Maine cities collectively ranked 40th in the nation in total motor fuel consumption in 2011. [10]
Maine Licensed Drivers
- Licensed Drivers in ME [11]
-
- Female Drivers: 511,784
- Male Drivers: 503,042
- Total Drivers: 1,014,826
- Rank: 41st highest in the U.S.
Additional information about Biddeford, ME
About Biddeford
Biddeford (Maine) is a city with a population of 21,277 [12] that is located in York County.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
