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Gypsum Car Insurance Resources

Gypsum, KS Car Insurance

Cars Insured in Gypsum

^ There are an estimated 322 vehicles currently insured in Gypsum. [1]

Car Insurance Rates in Gypsum

^ From 2006 to 2010, Kansas cities had the 43rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Gypsum

^ There are an estimated 28 uninsured motorists driving in Gypsum. [3]

KS Car Insurance

Gypsum Car Insurance

Car Insurance Liability Requirements in Gypsum

  • Minimum Liability Limits in Gypsum: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Gypsum

Required Car Insurance Coverage in Gypsum
  • Gypsum Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Gypsum

  • Insurer Verification of Auto Insurance in Gypsum [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Gypsum Car Insurance Facts, Estimates & Related Laws

Gypsum Car Insurance Stats

Gypsum Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Gypsum
    • Based on historical and current data, 322 cars are currently insured in Gypsum. [5]
    • Kansas cities collectively ranked 31st in the nation in auto insurance policies in 2011 with a total of 2,270,365. [1]
  • Uninsured Motorist Rate in Gypsum
    • Based on historical and current data, Gypsum has an estimated 28 uninsured drivers. [6]
    • Kansas cities collectively had the 40th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Gypsum
    • Kansas cities collectively had the 40th highest auto insurance rates in the nation in 2010. [2]

Gypsum Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Gypsum Automotive Laws

  • Minimum Driving Age in Gypsum [9]
    • Gypsum, KS minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Gypsum
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Gypsum
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Gypsum
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 14+ years in all seats. [7]
    • Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 7 years less than 80 pounds and 4 - 7 less than 57 inches tall must be in a child restraint or booster seat. [7]

Kansas Car & Driver Facts

Kansas Auto Registrations

Kansas Car & Driver Facts
  • Auto Registrations in KS [8]
    • Registered Cars: 1,141,601
    • Registered Trucks: 1,217,921
    • Registered Motorcycles: 81,361
    • Total Registrations: 2,445,966
    • Rank: Kansas ranked 32nd in the United States in total auto registrations in 2011.

Kansas Automotive Facts

  • Speed Limits in KS
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • Kansas Motor Fuel Consumption
    • Kansas cities collectively ranked 32nd in the nation in total motor fuel consumption in 2011. [10]

Kansas Licensed Drivers

  • Licensed Drivers in KS [11]
    • Female Drivers: 1,023,869
    • Male Drivers: 1,001,712
    • Total Drivers: 2,025,581
    • Rank: 31st highest in the U.S.

Additional information about Gypsum, KS

About Gypsum

Gypsum (Kansas) is a city with a population of 405 [12] that is located in Saline County.

KS Car Insurance

More about Gypsum auto insurance

For more information about Gypsum car insurance, or for additional resources regarding Kansas car insurance overall, visit the Kansas Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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