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Thurman Car Insurance Resources

Thurman, IA Car Insurance

Cars Insured in Thurman

^ There are an estimated 181 vehicles currently insured in Thurman. [1]

Car Insurance Rates in Thurman

^ From 2006 to 2010, Iowa cities had the 49th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Thurman

^ There are an estimated 19 uninsured motorists driving in Thurman. [3]

IA Car Insurance

Thurman Car Insurance

Car Insurance Liability Requirements in Thurman

  • Minimum Liability Limits in Thurman: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Thurman

Required Car Insurance Coverage in Thurman
  • Thurman Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Thurman

  • Insurer Verification of Auto Insurance in Thurman [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Thurman Car Insurance Facts, Estimates & Related Laws

Thurman Car Insurance Stats

Thurman Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Thurman
    • Based on historical and current data, 181 cars are currently insured in Thurman. [5]
    • Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
  • Uninsured Motorist Rate in Thurman
    • Based on historical and current data, Thurman has an estimated 19 uninsured drivers. [6]
    • Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Thurman
    • Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]

Thurman Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Thurman Automotive Laws

  • Minimum Driving Age in Thurman [9]
    • Thurman, IA minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Thurman
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Thurman
    • No law in place. [7]
  • Safety Belt Laws in Thurman
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]

Iowa Car & Driver Facts

Iowa Auto Registrations

Iowa Car & Driver Facts
  • Auto Registrations in IA [8]
    • Registered Cars: 1,645,916
    • Registered Trucks: 1,667,446
    • Registered Motorcycles: 174,263
    • Total Registrations: 3,496,576
    • Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.

Iowa Automotive Facts

  • Speed Limits in IA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Iowa Motor Fuel Consumption
    • Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]

Iowa Licensed Drivers

  • Licensed Drivers in IA [11]
    • Female Drivers: 1,111,216
    • Male Drivers: 1,080,499
    • Total Drivers: 2,191,715
    • Rank: 30th highest in the U.S.

Additional information about Thurman, IA

About Thurman

Thurman (Iowa) is a city with a population of 229 [12] that is located in Fremont County.

IA Car Insurance

More about Thurman auto insurance

For more information about Thurman car insurance, or for additional resources regarding Iowa car insurance overall, visit the Iowa Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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