Car Insurance LocalCar Insurance Local
Thompson Car Insurance Resources

Thompson, IA Car Insurance

Cars Insured in Thompson

^ There are an estimated 398 vehicles currently insured in Thompson. [1]

Car Insurance Rates in Thompson

^ From 2006 to 2010, Iowa cities had the 49th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Thompson

^ There are an estimated 42 uninsured motorists driving in Thompson. [3]

IA Car Insurance

Thompson Car Insurance

Car Insurance Liability Requirements in Thompson

  • Minimum Liability Limits in Thompson: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Thompson

Required Car Insurance Coverage in Thompson
  • Thompson Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Thompson

  • Insurer Verification of Auto Insurance in Thompson [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Thompson Car Insurance Facts, Estimates & Related Laws

Thompson Car Insurance Stats

Thompson Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Thompson
    • Based on historical and current data, 398 cars are currently insured in Thompson. [5]
    • Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
  • Uninsured Motorist Rate in Thompson
    • Based on historical and current data, Thompson has an estimated 42 uninsured drivers. [6]
    • Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Thompson
    • Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]

Thompson Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Thompson Automotive Laws

  • Minimum Driving Age in Thompson [9]
    • Thompson, IA minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Thompson
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Thompson
    • No law in place. [7]
  • Safety Belt Laws in Thompson
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]

Iowa Car & Driver Facts

Iowa Auto Registrations

Iowa Car & Driver Facts
  • Auto Registrations in IA [8]
    • Registered Cars: 1,645,916
    • Registered Trucks: 1,667,446
    • Registered Motorcycles: 174,263
    • Total Registrations: 3,496,576
    • Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.

Iowa Automotive Facts

  • Speed Limits in IA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Iowa Motor Fuel Consumption
    • Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]

Iowa Licensed Drivers

  • Licensed Drivers in IA [11]
    • Female Drivers: 1,111,216
    • Male Drivers: 1,080,499
    • Total Drivers: 2,191,715
    • Rank: 30th highest in the U.S.

Additional information about Thompson, IA

About Thompson

Thompson (Iowa) is a city with a population of 502 [12] that is located in Winnebago County.

IA Car Insurance

More about Thompson auto insurance

For more information about Thompson car insurance, or for additional resources regarding Iowa car insurance overall, visit the Iowa Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in IA