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Allerton Car Insurance Resources

Allerton, IA Car Insurance

Cars Insured in Allerton

^ There are an estimated 397 vehicles currently insured in Allerton. [1]

Car Insurance Rates in Allerton

^ From 2006 to 2010, Iowa cities had the 49th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Allerton

^ There are an estimated 41 uninsured motorists driving in Allerton. [3]

IA Car Insurance

Allerton Car Insurance

Car Insurance Liability Requirements in Allerton

  • Minimum Liability Limits in Allerton: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Allerton

Required Car Insurance Coverage in Allerton
  • Allerton Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Allerton

  • Insurer Verification of Auto Insurance in Allerton [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Allerton Car Insurance Facts, Estimates & Related Laws

Allerton Car Insurance Stats

Allerton Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Allerton
    • Based on historical and current data, 397 cars are currently insured in Allerton. [5]
    • Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
  • Uninsured Motorist Rate in Allerton
    • Based on historical and current data, Allerton has an estimated 41 uninsured drivers. [6]
    • Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Allerton
    • Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]

Allerton Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Allerton Automotive Laws

  • Minimum Driving Age in Allerton [9]
    • Allerton, IA minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Allerton
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Allerton
    • No law in place. [7]
  • Safety Belt Laws in Allerton
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]

Iowa Car & Driver Facts

Iowa Auto Registrations

Iowa Car & Driver Facts
  • Auto Registrations in IA [8]
    • Registered Cars: 1,645,916
    • Registered Trucks: 1,667,446
    • Registered Motorcycles: 174,263
    • Total Registrations: 3,496,576
    • Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.

Iowa Automotive Facts

  • Speed Limits in IA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Iowa Motor Fuel Consumption
    • Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]

Iowa Licensed Drivers

  • Licensed Drivers in IA [11]
    • Female Drivers: 1,111,216
    • Male Drivers: 1,080,499
    • Total Drivers: 2,191,715
    • Rank: 30th highest in the U.S.

Additional information about Allerton, IA

About Allerton

Allerton (Iowa) is a city with a population of 501 [12] that is located in Wayne County.

IA Car Insurance

More about Allerton auto insurance

For more information about Allerton car insurance, or for additional resources regarding Iowa car insurance overall, visit the Iowa Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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