Center Point Car Insurance
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Car Insurance Liability Requirements in Center Point
- Minimum Liability Limits in Center Point: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Center Point
- Center Point Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Center Point
- Insurer Verification of Auto Insurance in Center Point [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Center Point Car Insurance Facts, Estimates & Related Laws
Center Point Car Insurance Stats
- Number of Auto Insurance Policies in Center Point
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- Based on historical and current data, 167 cars are currently insured in Center Point. [5]
- Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
- Uninsured Motorist Rate in Center Point
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- Based on historical and current data, Center Point has an estimated 40 uninsured drivers. [6]
- Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Center Point
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- Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]
Center Point Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Center Point Automotive Laws
- Minimum Driving Age in Center Point [9]
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- Center Point, IN minimum driving age: 15 years.
- Driver's License Renewal Cycle in Center Point
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- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in Center Point
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Center Point
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger. [7]
Indiana Car & Driver Facts
Indiana Auto Registrations
- Auto Registrations in IN [8]
-
- Registered Cars: 2,882,224
- Registered Trucks: 3,024,623
- Registered Motorcycles: 204,407
- Total Registrations: 6,132,772
- Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.
Indiana Automotive Facts
- Speed Limits in IN
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- Rural interstates: 70 mph (Trucks: 65 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Indiana Motor Fuel Consumption
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- Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]
Indiana Licensed Drivers
- Licensed Drivers in IN [11]
-
- Female Drivers: 3,239,700
- Male Drivers: 3,329,965
- Total Drivers: 6,569,665
- Rank: 9th highest in the U.S.
Additional information about Center Point, IN
About Center Point
Center Point (Indiana) is a town with a population of 242 [12] that is located in Clay County.
Did you know?
As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
