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Alfordsville Car Insurance Resources

Alfordsville, IN Car Insurance

Cars Insured in Alfordsville

^ There are an estimated 70 vehicles currently insured in Alfordsville. [1]

Car Insurance Rates in Alfordsville

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Alfordsville

^ There are an estimated 17 uninsured motorists driving in Alfordsville. [3]

IN Car Insurance

Alfordsville Car Insurance

Car Insurance Liability Requirements in Alfordsville

  • Minimum Liability Limits in Alfordsville: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Alfordsville

Required Car Insurance Coverage in Alfordsville
  • Alfordsville Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Alfordsville

  • Insurer Verification of Auto Insurance in Alfordsville [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Alfordsville Car Insurance Facts, Estimates & Related Laws

Alfordsville Car Insurance Stats

Alfordsville Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Alfordsville
    • Based on historical and current data, 70 cars are currently insured in Alfordsville. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Alfordsville
    • Based on historical and current data, Alfordsville has an estimated 17 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Alfordsville
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Alfordsville Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Alfordsville Automotive Laws

  • Minimum Driving Age in Alfordsville [9]
    • Alfordsville, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Alfordsville
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Alfordsville
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Alfordsville
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Alfordsville, IN

About Alfordsville

Alfordsville (Indiana) is a town with a population of 101 [12] that is located in Daviess County.

IN Car Insurance

More about Alfordsville auto insurance

For more information about Alfordsville car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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