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Roxana Car Insurance Resources

Roxana, IL Car Insurance

Cars Insured in Roxana

^ There are an estimated 955 vehicles currently insured in Roxana. [1]

Car Insurance Rates in Roxana

^ From 2006 to 2010, Illinois cities had the 26th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Roxana

^ There are an estimated 150 uninsured motorists driving in Roxana. [3]

IL Car Insurance

Roxana Car Insurance

Car Insurance Liability Requirements in Roxana

  • Minimum Liability Limits in Roxana: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Roxana

Required Car Insurance Coverage in Roxana
  • Roxana Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Roxana

  • Insurer Verification of Auto Insurance in Roxana [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.

Roxana Car Insurance Facts, Estimates & Related Laws

Roxana Car Insurance Stats

Roxana Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Roxana
    • Based on historical and current data, 955 cars are currently insured in Roxana. [5]
    • Illinois cities collectively ranked 7th in the nation in auto insurance policies in 2011 with a total of 7,942,599. [1]
  • Uninsured Motorist Rate in Roxana
    • Based on historical and current data, Roxana has an estimated 150 uninsured drivers. [6]
    • Illinois cities collectively had the 20th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Roxana
    • Illinois cities collectively had the 24th highest auto insurance rates in the nation in 2010. [2]

Roxana Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for drivers in construction and school speed zones or within 500 feet of an emergency scene (exemption applies for drivers reporting an emergency situation or communicating with emergency personnel during an emergency situation). [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 19 and learner's permit holders younger than 19. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Roxana Automotive Laws

  • Minimum Driving Age in Roxana [9]
    • Roxana, IL minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Roxana
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Roxana
    • No law in place. [7]
  • Safety Belt Laws in Roxana
    • Safety belt laws have been in place since 1988 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Illinois Car & Driver Facts

Illinois Auto Registrations

Illinois Car & Driver Facts
  • Auto Registrations in IL [8]
    • Registered Cars: 5,563,757
    • Registered Trucks: 4,497,731
    • Registered Motorcycles: 350,292
    • Total Registrations: 10,445,208
    • Rank: Illinois ranked 4th in the United States in total auto registrations in 2011.

Illinois Automotive Facts

  • Speed Limits in IL
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Illinois Motor Fuel Consumption
    • Illinois cities collectively ranked 7th in the nation in total motor fuel consumption in 2011. [10]

Illinois Licensed Drivers

  • Licensed Drivers in IL [11]
    • Female Drivers: 4,251,141
    • Male Drivers: 4,122,828
    • Total Drivers: 8,373,969
    • Rank: 6th highest in the U.S.

Additional information about Roxana, IL

About Roxana

Roxana (Illinois) is a village with a population of 1,542 [12] that is located in Madison County.

IL Car Insurance

More about Roxana auto insurance

For more information about Roxana car insurance, or for additional resources regarding Illinois car insurance overall, visit the Illinois Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in IL