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Mud Lake Car Insurance Resources

Mud Lake, ID Car Insurance

Cars Insured in Mud Lake

^ There are an estimated 244 vehicles currently insured in Mud Lake. [1]

Car Insurance Rates in Mud Lake

^ From 2006 to 2010, Idaho cities had the 48th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Mud Lake

^ There are an estimated 20 uninsured motorists driving in Mud Lake. [3]

ID Car Insurance

Mud Lake Car Insurance

Car Insurance Liability Requirements in Mud Lake

  • Minimum Liability Limits in Mud Lake: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Mud Lake

Required Car Insurance Coverage in Mud Lake
  • Mud Lake Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Mud Lake

  • Insurer Verification of Auto Insurance in Mud Lake [4]

Mud Lake Car Insurance Facts, Estimates & Related Laws

Mud Lake Car Insurance Stats

Mud Lake Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Mud Lake
    • Based on historical and current data, 244 cars are currently insured in Mud Lake. [5]
    • Idaho cities collectively ranked 39th in the nation in auto insurance policies in 2011 with a total of 1,066,623. [1]
  • Uninsured Motorist Rate in Mud Lake
    • Based on historical and current data, Mud Lake has an estimated 20 uninsured drivers. [6]
    • Idaho cities collectively had the 45th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Mud Lake
    • Idaho cities collectively had the 48th highest auto insurance rates in the nation in 2010. [2]

Mud Lake Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Mud Lake Automotive Laws

  • Minimum Driving Age in Mud Lake [9]
    • Mud Lake, ID minimum driving age: 14 years, 6 months.
  • Driver's License Renewal Cycle in Mud Lake
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Mud Lake
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Mud Lake
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 7+ years in all seats. [7]
    • Child restraint law in place for 6 years and younger. [7]

Idaho Car & Driver Facts

Idaho Auto Registrations

Idaho Car & Driver Facts
  • Auto Registrations in ID [8]
    • Registered Cars: 610,646
    • Registered Trucks: 947,382
    • Registered Motorcycles: 62,623
    • Total Registrations: 1,625,204
    • Rank: Idaho ranked 38th in the United States in total auto registrations in 2011.

Idaho Automotive Facts

  • Speed Limits in ID
    • Rural interstates: 75 mph (Trucks: 65 mph) [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • Idaho Motor Fuel Consumption
    • Idaho cities collectively ranked 39th in the nation in total motor fuel consumption in 2011. [10]

Idaho Licensed Drivers

  • Licensed Drivers in ID [11]
    • Female Drivers: 539,887
    • Male Drivers: 544,105
    • Total Drivers: 1,083,992
    • Rank: 39th highest in the U.S.

Additional information about Mud Lake, ID

About Mud Lake

Mud Lake (Idaho) is a city with a population of 358 [12] that is located in Jefferson County.

ID Car Insurance

More about Mud Lake auto insurance

For more information about Mud Lake car insurance, or for additional resources regarding Idaho car insurance overall, visit the Idaho Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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