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Fernan Lake Village Car Insurance Resources

Fernan Lake Village, ID Car Insurance

Cars Insured in Fernan Lake Village

^ There are an estimated 115 vehicles currently insured in Fernan Lake Village. [1]

Car Insurance Rates in Fernan Lake Village

^ From 2006 to 2010, Idaho cities had the 48th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Fernan Lake Village

^ There are an estimated 9 uninsured motorists driving in Fernan Lake Village. [3]

ID Car Insurance

Fernan Lake Village Car Insurance

Car Insurance Liability Requirements in Fernan Lake Village

  • Minimum Liability Limits in Fernan Lake Village: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Fernan Lake Village

Required Car Insurance Coverage in Fernan Lake Village
  • Fernan Lake Village Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Fernan Lake Village

  • Insurer Verification of Auto Insurance in Fernan Lake Village [4]

Fernan Lake Village Car Insurance Facts, Estimates & Related Laws

Fernan Lake Village Car Insurance Stats

Fernan Lake Village Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Fernan Lake Village
    • Based on historical and current data, 115 cars are currently insured in Fernan Lake Village. [5]
    • Idaho cities collectively ranked 39th in the nation in auto insurance policies in 2011 with a total of 1,066,623. [1]
  • Uninsured Motorist Rate in Fernan Lake Village
    • Based on historical and current data, Fernan Lake Village has an estimated 9 uninsured drivers. [6]
    • Idaho cities collectively had the 45th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Fernan Lake Village
    • Idaho cities collectively had the 48th highest auto insurance rates in the nation in 2010. [2]

Fernan Lake Village Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Fernan Lake Village Automotive Laws

  • Minimum Driving Age in Fernan Lake Village [9]
    • Fernan Lake Village, ID minimum driving age: 14 years, 6 months.
  • Driver's License Renewal Cycle in Fernan Lake Village
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Fernan Lake Village
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Fernan Lake Village
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 7+ years in all seats. [7]
    • Child restraint law in place for 6 years and younger. [7]

Idaho Car & Driver Facts

Idaho Auto Registrations

Idaho Car & Driver Facts
  • Auto Registrations in ID [8]
    • Registered Cars: 610,646
    • Registered Trucks: 947,382
    • Registered Motorcycles: 62,623
    • Total Registrations: 1,625,204
    • Rank: Idaho ranked 38th in the United States in total auto registrations in 2011.

Idaho Automotive Facts

  • Speed Limits in ID
    • Rural interstates: 75 mph (Trucks: 65 mph) [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • Idaho Motor Fuel Consumption
    • Idaho cities collectively ranked 39th in the nation in total motor fuel consumption in 2011. [10]

Idaho Licensed Drivers

  • Licensed Drivers in ID [11]
    • Female Drivers: 539,887
    • Male Drivers: 544,105
    • Total Drivers: 1,083,992
    • Rank: 39th highest in the U.S.

Additional information about Fernan Lake Village, ID

About Fernan Lake Village

Fernan Lake Village (Idaho) is a city with a population of 169 [12] that is located in Kootenai County.

ID Car Insurance

More about Fernan Lake Village auto insurance

For more information about Fernan Lake Village car insurance, or for additional resources regarding Idaho car insurance overall, visit the Idaho Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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