Cave Spring Car Insurance
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Car Insurance Liability Requirements in Cave Spring
- Minimum Liability Limits in Cave Spring: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Cave Spring
- Cave Spring Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Cave Spring
- Insurer Verification of Auto Insurance in Cave Spring [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Cave Spring Car Insurance Facts, Estimates & Related Laws
Cave Spring Car Insurance Stats
- Number of Auto Insurance Policies in Cave Spring
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- Based on historical and current data, 863 cars are currently insured in Cave Spring. [5]
- Georgia cities collectively ranked 9th in the nation in auto insurance policies in 2011 with a total of 6,963,952. [1]
- Uninsured Motorist Rate in Cave Spring
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- Based on historical and current data, Cave Spring has an estimated 127 uninsured drivers. [6]
- Georgia cities collectively had the 13th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Cave Spring
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- Georgia cities collectively had the 20th highest auto insurance rates in the nation in 2010. [2]
Cave Spring Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Cave Spring Automotive Laws
- Minimum Driving Age in Cave Spring [9]
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- Cave Spring, GA minimum driving age: 15 years.
- Driver's License Renewal Cycle in Cave Spring
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- Renewal cycle: 5 or 8 years [7]
- Motorcycle Helmet Laws in Cave Spring
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Cave Spring
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- Safety belt laws have been in place since 1988 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger and 57 inches or less. [7]
Georgia Car & Driver Facts
Georgia Auto Registrations
- Auto Registrations in GA [8]
-
- Registered Cars: 3,430,165
- Registered Trucks: 3,876,723
- Registered Motorcycles: 199,620
- Total Registrations: 7,533,735
- Rank: Georgia ranked 10th in the United States in total auto registrations in 2011.
Georgia Automotive Facts
- Speed Limits in GA
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- Rural interstates: 70 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 65 mph [7]
- Georgia Motor Fuel Consumption
-
- Georgia cities collectively ranked 8th in the nation in total motor fuel consumption in 2011. [10]
Georgia Licensed Drivers
- Licensed Drivers in GA [11]
-
- Female Drivers: 3,399,477
- Male Drivers: 3,106,213
- Total Drivers: 6,505,690
- Rank: 11th highest in the U.S.
Additional information about Cave Spring, GA
About Cave Spring
Cave Spring (Georgia) is a city with a population of 1,200 [12] that is located in Floyd County.
Did you know?
Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
