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Car Insurance Liability Requirements in Delmar
- Minimum Liability Limits in Delmar: 15/30/10 [4]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Delmar
- Delmar Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Delmar
- Insurer Verification of Auto Insurance in Delmar [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Delmar Car Insurance Facts, Estimates & Related Laws
Delmar Car Insurance Stats
- Number of Auto Insurance Policies in Delmar
-
- Based on historical and current data, 1,100 cars are currently insured in Delmar. [5]
- Delaware cities collectively ranked 47th in the nation in auto insurance policies in 2011 with a total of 618,485. [1]
- Uninsured Motorist Rate in Delmar
-
- Based on historical and current data, Delmar has an estimated 138 uninsured drivers. [6]
- Delaware cities collectively had the 34th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Delmar
-
- Delaware cities collectively had the 6th highest auto insurance rates in the nation in 2010. [2]
Delmar Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Delmar Automotive Laws
- Minimum Driving Age in Delmar [9]
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- Delmar, DE minimum driving age: 16 years.
- Driver's License Renewal Cycle in Delmar
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Delmar
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- Motorcycle helmets required for 18 and younger. [7]
- Each motorcycle operator or rider age 19 and older must carry an approved helmet. [7]
- Safety Belt Laws in Delmar
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- Safety belt laws have been in place since 1992 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 66 pounds. [7]
Delaware Car & Driver Facts
Delaware Auto Registrations
- Auto Registrations in DE [8]
-
- Registered Cars: 490,696
- Registered Trucks: 405,093
- Registered Motorcycles: 30,498
- Total Registrations: 929,415
- Rank: Delaware ranked 45th in the United States in total auto registrations in 2011.
Delaware Automotive Facts
- Speed Limits in DE
-
- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Delaware Motor Fuel Consumption
-
- Delaware cities collectively ranked 47th in the nation in total motor fuel consumption in 2011. [10]
Delaware Licensed Drivers
- Licensed Drivers in DE [11]
-
- Female Drivers: 366,130
- Male Drivers: 349,979
- Total Drivers: 716,109
- Rank: 45th highest in the U.S.
Additional information about Delmar, DE
About Delmar
Delmar (Delaware) is a town with a population of 1,597 [12] that is located in Sussex County.
Did you know?
Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
