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Ardentown Car Insurance Resources

Ardentown, DE Car Insurance

Cars Insured in Ardentown

^ There are an estimated 182 vehicles currently insured in Ardentown. [1]

Car Insurance Rates in Ardentown

^ From 2006 to 2010, Delaware cities had the 6th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Ardentown

^ There are an estimated 23 uninsured motorists driving in Ardentown. [3]

DE Car Insurance

Ardentown Car Insurance

Car Insurance Liability Requirements in Ardentown

  • Minimum Liability Limits in Ardentown: 15/30/10 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Ardentown

Required Car Insurance Coverage in Ardentown
  • Ardentown Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Ardentown

  • Insurer Verification of Auto Insurance in Ardentown [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Ardentown Car Insurance Facts, Estimates & Related Laws

Ardentown Car Insurance Stats

Ardentown Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Ardentown
    • Based on historical and current data, 182 cars are currently insured in Ardentown. [5]
    • Delaware cities collectively ranked 47th in the nation in auto insurance policies in 2011 with a total of 618,485. [1]
  • Uninsured Motorist Rate in Ardentown
    • Based on historical and current data, Ardentown has an estimated 23 uninsured drivers. [6]
    • Delaware cities collectively had the 34th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Ardentown
    • Delaware cities collectively had the 6th highest auto insurance rates in the nation in 2010. [2]

Ardentown Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Ardentown Automotive Laws

  • Minimum Driving Age in Ardentown [9]
    • Ardentown, DE minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Ardentown
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Ardentown
    • Motorcycle helmets required for 18 and younger. [7]
    • Each motorcycle operator or rider age 19 and older must carry an approved helmet. [7]
  • Safety Belt Laws in Ardentown
    • Safety belt laws have been in place since 1992 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 66 pounds. [7]

Delaware Car & Driver Facts

Delaware Auto Registrations

Delaware Car & Driver Facts
  • Auto Registrations in DE [8]
    • Registered Cars: 490,696
    • Registered Trucks: 405,093
    • Registered Motorcycles: 30,498
    • Total Registrations: 929,415
    • Rank: Delaware ranked 45th in the United States in total auto registrations in 2011.

Delaware Automotive Facts

  • Speed Limits in DE
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Delaware Motor Fuel Consumption
    • Delaware cities collectively ranked 47th in the nation in total motor fuel consumption in 2011. [10]

Delaware Licensed Drivers

  • Licensed Drivers in DE [11]
    • Female Drivers: 366,130
    • Male Drivers: 349,979
    • Total Drivers: 716,109
    • Rank: 45th highest in the U.S.

Additional information about Ardentown, DE

About Ardentown

Ardentown (Delaware) is a village with a population of 264 [12] that is located in New Castle County.

DE Car Insurance

More about Ardentown auto insurance

For more information about Ardentown car insurance, or for additional resources regarding Delaware car insurance overall, visit the Delaware Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in DE