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Car Insurance Liability Requirements in Wooster
- Minimum Liability Limits in Wooster: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Wooster
- Wooster Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Wooster
- Insurer Verification of Auto Insurance in Wooster [4]
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- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Wooster Car Insurance Facts, Estimates & Related Laws
Wooster Car Insurance Stats
- Number of Auto Insurance Policies in Wooster
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- Based on historical and current data, 628 cars are currently insured in Wooster. [5]
- Arkansas cities collectively ranked 32nd in the nation in auto insurance policies in 2011 with a total of 2,130,051. [1]
- Uninsured Motorist Rate in Wooster
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- Based on historical and current data, Wooster has an estimated 92 uninsured drivers. [6]
- Arkansas cities collectively had the 12th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Wooster
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- Arkansas cities collectively had the 35th highest auto insurance rates in the nation in 2010. [2]
Wooster Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for drivers 18 or older but younger than 21 and also in school and highway work zones. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect for texting by all drivers and cellphone use by school bus drivers. Secondary enforcement in effect for cellphone use by young drivers, drivers in school and work zones. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Wooster Automotive Laws
- Minimum Driving Age in Wooster [9]
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- Wooster, AR minimum driving age: 14 years.
- Driver's License Renewal Cycle in Wooster
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Wooster
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- Motorcycle helmets required for 20 and younger. [7]
- Safety Belt Laws in Wooster
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- Safety belt laws have been in place since 1991 and apply to drivers/passengers 15+ years in front seat. [7]
- Child restraint law in place for 5 years and younger and less than 60 pounds. [7]
Arkansas Car & Driver Facts
Arkansas Auto Registrations
- Auto Registrations in AR [8]
-
- Registered Cars: 1,021,817
- Registered Trucks: 1,346,842
- Registered Motorcycles: 76,301
- Total Registrations: 2,448,310
- Rank: Arkansas ranked 31st in the United States in total auto registrations in 2011.
Arkansas Automotive Facts
- Speed Limits in AR
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- Rural interstates: 70 mph (Trucks: 65 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Arkansas Motor Fuel Consumption
-
- Arkansas cities collectively ranked 30th in the nation in total motor fuel consumption in 2011. [10]
Arkansas Licensed Drivers
- Licensed Drivers in AR [11]
-
- Female Drivers: 1,051,052
- Male Drivers: 905,039
- Total Drivers: 1,956,091
- Rank: 32nd highest in the U.S.
Additional information about Wooster, AR
About Wooster
Wooster (Arkansas) is a town with a population of 860 [12] that is located in Faulkner County.
Did you know?
Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
