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Lakeview Car Insurance Resources

Lakeview, AR Car Insurance

Cars Insured in Lakeview

^ There are an estimated 541 vehicles currently insured in Lakeview. [1]

Car Insurance Rates in Lakeview

^ From 2006 to 2010, Arkansas cities had the 36th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Lakeview

^ There are an estimated 80 uninsured motorists driving in Lakeview. [3]

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Lakeview Car Insurance

Car Insurance Liability Requirements in Lakeview

  • Minimum Liability Limits in Lakeview: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Lakeview

Required Car Insurance Coverage in Lakeview
  • Lakeview Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Lakeview

  • Insurer Verification of Auto Insurance in Lakeview [4]
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Lakeview Car Insurance Facts, Estimates & Related Laws

Lakeview Car Insurance Stats

Lakeview Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Lakeview
    • Based on historical and current data, 541 cars are currently insured in Lakeview. [5]
    • Arkansas cities collectively ranked 32nd in the nation in auto insurance policies in 2011 with a total of 2,130,051. [1]
  • Uninsured Motorist Rate in Lakeview
    • Based on historical and current data, Lakeview has an estimated 80 uninsured drivers. [6]
    • Arkansas cities collectively had the 12th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Lakeview
    • Arkansas cities collectively had the 35th highest auto insurance rates in the nation in 2010. [2]

Lakeview Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for drivers 18 or older but younger than 21 and also in school and highway work zones. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect for texting by all drivers and cellphone use by school bus drivers. Secondary enforcement in effect for cellphone use by young drivers, drivers in school and work zones. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Lakeview Automotive Laws

  • Minimum Driving Age in Lakeview [9]
    • Lakeview, AR minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Lakeview
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Lakeview
    • Motorcycle helmets required for 20 and younger. [7]
  • Safety Belt Laws in Lakeview
    • Safety belt laws have been in place since 1991 and apply to drivers/passengers 15+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger and less than 60 pounds. [7]

Arkansas Car & Driver Facts

Arkansas Auto Registrations

Arkansas Car & Driver Facts
  • Auto Registrations in AR [8]
    • Registered Cars: 1,021,817
    • Registered Trucks: 1,346,842
    • Registered Motorcycles: 76,301
    • Total Registrations: 2,448,310
    • Rank: Arkansas ranked 31st in the United States in total auto registrations in 2011.

Arkansas Automotive Facts

  • Speed Limits in AR
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Arkansas Motor Fuel Consumption
    • Arkansas cities collectively ranked 30th in the nation in total motor fuel consumption in 2011. [10]

Arkansas Licensed Drivers

  • Licensed Drivers in AR [11]
    • Female Drivers: 1,051,052
    • Male Drivers: 905,039
    • Total Drivers: 1,956,091
    • Rank: 32nd highest in the U.S.

Additional information about Lakeview, AR

About Lakeview

Lakeview (Arkansas) is a city with a population of 741 [12] that is located in Baxter County.

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More about Lakeview auto insurance

For more information about Lakeview car insurance, or for additional resources regarding Arkansas car insurance overall, visit the Arkansas Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in AR