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Cotton Plant Car Insurance Resources

Cotton Plant, AR Car Insurance

Cars Insured in Cotton Plant

^ There are an estimated 474 vehicles currently insured in Cotton Plant. [1]

Car Insurance Rates in Cotton Plant

^ From 2006 to 2010, Arkansas cities had the 36th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Cotton Plant

^ There are an estimated 70 uninsured motorists driving in Cotton Plant. [3]

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Cotton Plant Car Insurance

Car Insurance Liability Requirements in Cotton Plant

  • Minimum Liability Limits in Cotton Plant: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Cotton Plant

Required Car Insurance Coverage in Cotton Plant
  • Cotton Plant Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Cotton Plant

  • Insurer Verification of Auto Insurance in Cotton Plant [4]
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Cotton Plant Car Insurance Facts, Estimates & Related Laws

Cotton Plant Car Insurance Stats

Cotton Plant Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Cotton Plant
    • Based on historical and current data, 474 cars are currently insured in Cotton Plant. [5]
    • Arkansas cities collectively ranked 32nd in the nation in auto insurance policies in 2011 with a total of 2,130,051. [1]
  • Uninsured Motorist Rate in Cotton Plant
    • Based on historical and current data, Cotton Plant has an estimated 70 uninsured drivers. [6]
    • Arkansas cities collectively had the 12th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Cotton Plant
    • Arkansas cities collectively had the 35th highest auto insurance rates in the nation in 2010. [2]

Cotton Plant Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for drivers 18 or older but younger than 21 and also in school and highway work zones. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect for texting by all drivers and cellphone use by school bus drivers. Secondary enforcement in effect for cellphone use by young drivers, drivers in school and work zones. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Cotton Plant Automotive Laws

  • Minimum Driving Age in Cotton Plant [9]
    • Cotton Plant, AR minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Cotton Plant
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Cotton Plant
    • Motorcycle helmets required for 20 and younger. [7]
  • Safety Belt Laws in Cotton Plant
    • Safety belt laws have been in place since 1991 and apply to drivers/passengers 15+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger and less than 60 pounds. [7]

Arkansas Car & Driver Facts

Arkansas Auto Registrations

Arkansas Car & Driver Facts
  • Auto Registrations in AR [8]
    • Registered Cars: 1,021,817
    • Registered Trucks: 1,346,842
    • Registered Motorcycles: 76,301
    • Total Registrations: 2,448,310
    • Rank: Arkansas ranked 31st in the United States in total auto registrations in 2011.

Arkansas Automotive Facts

  • Speed Limits in AR
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Arkansas Motor Fuel Consumption
    • Arkansas cities collectively ranked 30th in the nation in total motor fuel consumption in 2011. [10]

Arkansas Licensed Drivers

  • Licensed Drivers in AR [11]
    • Female Drivers: 1,051,052
    • Male Drivers: 905,039
    • Total Drivers: 1,956,091
    • Rank: 32nd highest in the U.S.

Additional information about Cotton Plant, AR

About Cotton Plant

Cotton Plant (Arkansas) is a city with a population of 649 [12] that is located in Woodruff County.

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More about Cotton Plant auto insurance

For more information about Cotton Plant car insurance, or for additional resources regarding Arkansas car insurance overall, visit the Arkansas Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in AR