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Kenai Car Insurance Resources

Kenai, AK Car Insurance

Cars Insured in Kenai

^ There are an estimated 4,740 vehicles currently insured in Kenai. [1]

Car Insurance Rates in Kenai

^ From 2006 to 2010, Alaska cities had the 13th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Kenai

^ There are an estimated 677 uninsured motorists driving in Kenai. [3]

AK Car Insurance

Kenai Car Insurance

Car Insurance Liability Requirements in Kenai

  • Minimum Liability Limits in Kenai: 50/100/25 [4]
    • 50  Required coverage up to $50,000 for one individual injured in an accident
    • 100  Required coverage up to $100,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Kenai

Required Car Insurance Coverage in Kenai
  • Kenai Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Kenai

  • Insurer Verification of Auto Insurance in Kenai [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Kenai Car Insurance Facts, Estimates & Related Laws

Kenai Car Insurance Stats

Kenai Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Kenai
    • Based on historical and current data, 4,740 cars are currently insured in Kenai. [5]
    • Alaska cities collectively ranked 50th in the nation in auto insurance policies in 2011 with a total of 474,130. [1]
  • Uninsured Motorist Rate in Kenai
    • Based on historical and current data, Kenai has an estimated 677 uninsured drivers. [6]
    • Alaska cities collectively had the 25th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Kenai
    • Alaska cities collectively had the 13th highest auto insurance rates in the nation in 2010. [2]

Kenai Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Kenai Automotive Laws

  • Minimum Driving Age in Kenai [9]
    • Kenai, AK minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Kenai
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Kenai
    • Motorcycle helmets required for 17 and younger. [7]
    • Covers passengers of all ages, operators younger than 18, and operators with instructional permits. [7]
  • Safety Belt Laws in Kenai
    • Safety belt laws have been in place since 1990 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for younger than 1 or less than 20 pounds in a rear-facing infant seat; 1 - 4 years and more than 20 pounds in a child restraint, 4 - 15 years shorter than 57 inches or less than 65 pounds in a booster. [7]

Alaska Car & Driver Facts

Alaska Auto Registrations

Alaska Car & Driver Facts
  • Auto Registrations in AK [8]
    • Registered Cars: 215,688
    • Registered Trucks: 508,900
    • Registered Motorcycles: 31,020
    • Total Registrations: 757,954
    • Rank: Alaska ranked 49th in the United States in total auto registrations in 2011.

Alaska Automotive Facts

  • Speed Limits in AK
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Alaska Motor Fuel Consumption
    • Alaska cities collectively ranked 49th in the nation in total motor fuel consumption in 2011. [10]

Alaska Licensed Drivers

  • Licensed Drivers in AK [11]
    • Female Drivers: 244,957
    • Male Drivers: 276,323
    • Total Drivers: 521,280
    • Rank: 48th highest in the U.S.

Additional information about Kenai, AK

About Kenai

Kenai (Alaska) is a city with a population of 7,100 [12] that is located in Kenai Peninsula County.

AK Car Insurance

More about Kenai auto insurance

For more information about Kenai car insurance, or for additional resources regarding Alaska car insurance overall, visit the Alaska Department of Insurance.

Did you know?

Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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