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Alaska Car Insurance Resources

Alaska Car Insurance

Car Insurance Rates in AK

^ From 2006 to 2010, Alaska cities had the 13th highest auto insurance rates in the nation. [2]

Car Insurance in AK by City

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Cars Insured in AK

^ Alaska ranked 50th of all U.S. states in total auto insurance policies in 2011. [1]

AK Car Insurance

Car Insurance in Alaska

Car Insurance Liability Requirements in Alaska

  • Minimum Liability Limits in AK: 50/100/25 [4]
    • 50  Required coverage up to $50,000 for one individual injured in an accident
    • 100  Required coverage up to $100,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.

Required Car Insurance Coverage in Alaska

Required Car Insurance Coverage in Alaska
  • Auto Insurance Coverage Requirements in AK [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Alaska

  • Insurer Verification of Auto Insurance in AK [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Alaska Car Insurance Facts, Estimates & Related Laws

Alaska Car Insurance Facts

Alaska Car Insurance Facts, Estimates & Related Laws
  • Average Car Insurance Rates in AK
    • Alaska had the 13th highest auto insurance rates in the nation in 2010. [2]
    • Rates in AK ranked 12th in the nation in 2009. [2]
    • In 2008, AK had the 12th highest rates in the country. [2]
  • Number of Auto Insurance Policies in AK
    • Alaska ranked 50th in the nation in auto insurance policies in 2011 with a total of 474,130. [1]
  • Uninsured Motorist Rate in AK
    • The uninsured motorist rate in AK ranked 25th in the nation in 2009. [3]

Alaska Distracted Driving Laws

  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense.
    • Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.

Alaska Automotive Laws

  • Safety Belt Laws in AK
    • Safety belt laws have been in place since 1990 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for younger than 1 or less than 20 pounds in a rear-facing infant seat; 1 - 4 years and more than 20 pounds in a child restraint, 4 - 15 years shorter than 57 inches or less than 65 pounds in a booster. [7]
  • Motorcycle Helmet Laws in AK
    • Motorcycle helmets required for 17 and younger. [7]
    • Covers passengers of all ages, operators younger than 18, and operators with instructional permits. [7]
  • Driver's License Renewal Cycle in AK
    • Renewal cycle: 5 years [7]

Alaska Auto & Driver Facts

Alaska Automotive Facts

Alaska Auto & Driver Facts
  • Speed Limits in AK
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Motor Fuel Consumption in AK
    • Alaska cities collectively ranked 49th in the nation in total motor fuel consumption in 2011. [9]

Alaska Licensed Drivers

  • Licensed Drivers in AK [10]
    • Total Drivers: 521,280
    • Female: 244,957
    • Male: 276,323
    • AK has the 48th most drivers in the U.S.
  • Minimum Driving Age in AK [5]
    • Alaska has a minimum driving age of 14 years.

Alaska Auto Registrations

  • Auto Registrations in AK [8]
    • Registered Cars: 215,688
    • Registered Trucks: 508,900
    • Registered Motorcycles: 31,020
    • Total Registrations: 757,954
    • Rank: Alaska ranked 49th in the United States in total auto registrations in 2011.

Additional information about Alaska

About Alaska

Alaska has a population of approximately 710,231, which ranks 47th in the U.S. among all states. [6]

AK Car Insurance

More about Alaska auto insurance

For more information about auto insurance in AK, or for additional resources regarding Alaska car insurance, visit the Alaska Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Insurance Institute for Highway Safety (IIHS)

6. ^ United States Census Bureau

7. ^ IIHS & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ U.S. Department of Transportation

10. ^ Federal Highway Administration

Alaska Cities