Car Insurance Liability Requirements in Alaska
Minimum Liability Limits in AK: 50/100/25 [ 4]
50 Required coverage up to $50,000 for one individual injured in an accident
100 Required coverage up to $100,000 for all persons injured in an accident
25 Required coverage up to $25,000 for property damage in an accident
Note: These amounts are the minimum required by the law. Drivers may opt to purchase auto insurance above the mandatory minimums.
Required Car Insurance Coverage in Alaska
Auto Insurance Coverage Requirements in AK [ 4]
Bodily injury liability coverage Property damage liability coverage Car Insurance Verification Laws in Alaska
Insurer Verification of Auto Insurance in AK [ 4]
Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Alaska Car Insurance Facts, Estimates & Related Laws
Alaska Car Insurance Facts
Average Car Insurance Rates in AK
Alaska had the 13th highest auto insurance rates in the nation in 2010.
[ 2] Rates in AK ranked 12th in the nation in 2009.
[ 2] In 2008, AK had the 12th highest rates in the country.
Number of Auto Insurance Policies in AK
Alaska ranked 50th in the nation in auto insurance policies in 2011 with a total of 474,130.
Uninsured Motorist Rate in AK
The uninsured motorist rate in AK ranked 25th in the nation in 2009.
Alaska Distracted Driving Laws
Hand-held phone ban? No
Texting-while-driving ban? Yes Texting-while-driving ban in place for all drivers. [ 7]
Young drivers cell phone ban? No
Bus driver cell phone ban? No
Enforcement of laws:
Primary enforcement in effect.
[ 7] With primary enforcement, a police officer can pull over a driver for that specific offense.
Under a primary law, a police officer can stop a driver for that specific offense. Under a secondary law, an officer must stop a driver for a primary offense before ticketing for the secondary offense.
Alaska Automotive Laws
Safety Belt Laws in AK
Safety belt laws have been in place since 1990 and apply to drivers/passengers 16+ years in all seats.
[ 7] Child restraint law in place for younger than 1 or less than 20 pounds in a rear-facing infant seat; 1 - 4 years and more than 20 pounds in a child restraint, 4 - 15 years shorter than 57 inches or less than 65 pounds in a booster.
Motorcycle Helmet Laws in AK
Motorcycle helmets required for 17 and younger.
[ 7] Covers passengers of all ages, operators younger than 18, and operators with instructional permits. [ 7]
Driver's License Renewal Cycle in AK
Renewal cycle: 5 years
Alaska Auto & Driver Facts
Alaska Automotive Facts
Speed Limits in AK
Rural interstates: 65 mph
[ 7] Urban interstates: 55 mph
[ 7] Other roads: 55 mph
Motor Fuel Consumption in AK
Alaska cities collectively ranked 49th in the nation in total motor fuel consumption in 2011.
Alaska Licensed Drivers
Licensed Drivers in AK [ 10]
Total Drivers: 521,280
AK has the 48th most drivers in the U.S.
Minimum Driving Age in AK [ 5]
Alaska has a minimum driving age of 14 years.
Alaska Auto Registrations
Auto Registrations in AK [ 8]
Registered Cars: 215,688
Registered Trucks: 508,900
Registered Motorcycles: 31,020
Total Registrations: 757,954
Rank: Alaska ranked 49th in the United States in total auto registrations in 2011.
Additional information about Alaska
Alaska has a population of approximately 710,231, which ranks 47th in the U.S. among all states.
More about Alaska auto insurance
For more information about auto insurance in AK, or for additional resources regarding
Alaska car insurance, visit the Alaska Department of Insurance.
Did you know?
California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Insurance Institute for Highway Safety (IIHS)
6. ^ United States Census Bureau
7. ^ IIHS & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ U.S. Department of Transportation
10. ^ Federal Highway Administration