Car Insurance LocalCar Insurance Local
Anchorage Car Insurance Resources

Anchorage, AK Car Insurance

Cars Insured in Anchorage

^ There are an estimated 194,815 vehicles currently insured in Anchorage. [1]

Car Insurance Rates in Anchorage

^ From 2006 to 2010, Alaska cities had the 13th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Anchorage

^ There are an estimated 27,844 uninsured motorists driving in Anchorage. [3]

AK Car Insurance

Anchorage Car Insurance

Car Insurance Liability Requirements in Anchorage

  • Minimum Liability Limits in Anchorage: 50/100/25 [4]
    • 50  Required coverage up to $50,000 for one individual injured in an accident
    • 100  Required coverage up to $100,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Anchorage

Required Car Insurance Coverage in Anchorage
  • Anchorage Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Anchorage

  • Insurer Verification of Auto Insurance in Anchorage [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Anchorage Car Insurance Facts, Estimates & Related Laws

Anchorage Car Insurance Stats

Anchorage Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Anchorage
    • Based on historical and current data, 194,815 cars are currently insured in Anchorage. [5]
    • Alaska cities collectively ranked 50th in the nation in auto insurance policies in 2011 with a total of 474,130. [1]
  • Uninsured Motorist Rate in Anchorage
    • Based on historical and current data, Anchorage has an estimated 27,844 uninsured drivers. [6]
    • Alaska cities collectively had the 25th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Anchorage
    • Alaska cities collectively had the 13th highest auto insurance rates in the nation in 2010. [2]

Anchorage Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Anchorage Automotive Laws

  • Minimum Driving Age in Anchorage [9]
    • Anchorage, AK minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Anchorage
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Anchorage
    • Motorcycle helmets required for 17 and younger. [7]
    • Covers passengers of all ages, operators younger than 18, and operators with instructional permits. [7]
  • Safety Belt Laws in Anchorage
    • Safety belt laws have been in place since 1990 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for younger than 1 or less than 20 pounds in a rear-facing infant seat; 1 - 4 years and more than 20 pounds in a child restraint, 4 - 15 years shorter than 57 inches or less than 65 pounds in a booster. [7]

Alaska Car & Driver Facts

Alaska Auto Registrations

Alaska Car & Driver Facts
  • Auto Registrations in AK [8]
    • Registered Cars: 215,688
    • Registered Trucks: 508,900
    • Registered Motorcycles: 31,020
    • Total Registrations: 757,954
    • Rank: Alaska ranked 49th in the United States in total auto registrations in 2011.

Alaska Automotive Facts

  • Speed Limits in AK
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Alaska Motor Fuel Consumption
    • Alaska cities collectively ranked 49th in the nation in total motor fuel consumption in 2011. [10]

Alaska Licensed Drivers

  • Licensed Drivers in AK [11]
    • Female Drivers: 244,957
    • Male Drivers: 276,323
    • Total Drivers: 521,280
    • Rank: 48th highest in the U.S.

Additional information about Anchorage, AK

About Anchorage

Anchorage (Alaska) is a municipality with a population of 291,826 [12] that is located in Anchorage County.

AK Car Insurance

More about Anchorage auto insurance

For more information about Anchorage car insurance, or for additional resources regarding Alaska car insurance overall, visit the Alaska Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in AK