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Car Insurance Liability Requirements in Onancock
- Minimum Liability Limits in Onancock: 25/50/20 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Onancock
- Onancock Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Note: It is compulsory to buy physical damage insurance or pay an Uninsured Motorists Vehicle (UMV) fee to the state Department of Motor Vehicles.
Car Insurance Verification Laws in Onancock
- Insurer Verification of Auto Insurance in Onancock [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Onancock Car Insurance Facts, Estimates & Related Laws
Onancock Car Insurance Stats
- Number of Auto Insurance Policies in Onancock
-
- Based on historical and current data, 968 cars are currently insured in Onancock. [5]
- Virginia cities collectively ranked 11th in the nation in auto insurance policies in 2011 with a total of 6,133,687. [1]
- Uninsured Motorist Rate in Onancock
-
- Based on historical and current data, Onancock has an estimated 93 uninsured drivers. [6]
- Virginia cities collectively had the 36th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Onancock
-
- Virginia cities collectively had the 34th highest auto insurance rates in the nation in 2010. [2]
Onancock Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect for texting. Secondary enforcement in effect for drivers younger than 18. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Onancock Automotive Laws
- Minimum Driving Age in Onancock [9]
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- Onancock, VA minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in Onancock
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Onancock
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Onancock
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- Safety belt laws have been in place since 1988 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger unless they have a physician exemption19. [7]
Virginia Car & Driver Facts
Virginia Auto Registrations
- Auto Registrations in VA [8]
-
- Registered Cars: 3,827,026
- Registered Trucks: 2,954,336
- Registered Motorcycles: 195,829
- Total Registrations: 6,998,385
- Rank: Virginia ranked 11th in the United States in total auto registrations in 2011.
Virginia Automotive Facts
- Speed Limits in VA
-
- Rural interstates: 70 mph [7]
- Urban interstates: 70 mph [7]
- Other roads: 55 mph [7]
- Virginia Motor Fuel Consumption
-
- Virginia cities collectively ranked 12th in the nation in total motor fuel consumption in 2011. [10]
Virginia Licensed Drivers
- Licensed Drivers in VA [11]
-
- Female Drivers: 2,820,210
- Male Drivers: 2,646,835
- Total Drivers: 5,467,045
- Rank: 13th highest in the U.S.
Additional information about Onancock, VA
About Onancock
Onancock (Virginia) is a town with a population of 1,263 [12] that is located in Accomack County.
Did you know?
Novice drivers are prohibited from the use of all cell phones in 37 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
