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Car Insurance Liability Requirements in North Troy
- Minimum Liability Limits in North Troy: 25/50/10 [4]
-
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in North Troy
- North Troy Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
Car Insurance Verification Laws in North Troy
- Insurer Verification of Auto Insurance in North Troy [4]
-
- Insurer must verify randomly selected insurance policies upon request.
North Troy Car Insurance Facts, Estimates & Related Laws
North Troy Car Insurance Stats
- Number of Auto Insurance Policies in North Troy
-
- Based on historical and current data, 479 cars are currently insured in North Troy. [5]
- Vermont cities collectively ranked 49th in the nation in auto insurance policies in 2011 with a total of 483,495. [1]
- Uninsured Motorist Rate in North Troy
-
- Based on historical and current data, North Troy has an estimated 37 uninsured drivers. [6]
- Vermont cities collectively had the 47th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in North Troy
-
- Vermont cities collectively had the 39th highest auto insurance rates in the nation in 2010. [2]
North Troy Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for drivers in work zones. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
North Troy Automotive Laws
- Minimum Driving Age in North Troy [9]
-
- North Troy, VT minimum driving age: 15 years.
- Driver's License Renewal Cycle in North Troy
-
- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in North Troy
-
- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in North Troy
-
- Safety belt laws have been in place since 1994 and apply to drivers/passengers 18+ years in all seats. [7]
- Child restraint law in place for younger than 1 year or less than 20 pounds in a rear-facing infant seat; 1 through 7 and more than 20 pounds. [7]
Vermont Car & Driver Facts
Vermont Auto Registrations
- Auto Registrations in VT [8]
-
- Registered Cars: 286,106
- Registered Trucks: 286,748
- Registered Motorcycles: 30,071
- Total Registrations: 605,054
- Rank: Vermont ranked 50th in the United States in total auto registrations in 2011.
Vermont Automotive Facts
- Speed Limits in VT
-
- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 50 mph [7]
- Vermont Motor Fuel Consumption
-
- Vermont cities collectively ranked 50th in the nation in total motor fuel consumption in 2011. [10]
Vermont Licensed Drivers
- Licensed Drivers in VT [11]
-
- Female Drivers: 262,200
- Male Drivers: 259,466
- Total Drivers: 521,666
- Rank: 47th highest in the U.S.
Additional information about North Troy, VT
About North Troy
North Troy (Vermont) is a village with a population of 620 [12] that is located in Orleans County.
Did you know?
Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
