Morrisville Car Insurance
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Car Insurance Liability Requirements in Morrisville
- Minimum Liability Limits in Morrisville: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Morrisville
- Morrisville Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
Car Insurance Verification Laws in Morrisville
- Insurer Verification of Auto Insurance in Morrisville [4]
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- Insurer must verify randomly selected insurance policies upon request.
Morrisville Car Insurance Facts, Estimates & Related Laws
Morrisville Car Insurance Stats
- Number of Auto Insurance Policies in Morrisville
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- Based on historical and current data, 1,513 cars are currently insured in Morrisville. [5]
- Vermont cities collectively ranked 49th in the nation in auto insurance policies in 2011 with a total of 483,495. [1]
- Uninsured Motorist Rate in Morrisville
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- Based on historical and current data, Morrisville has an estimated 116 uninsured drivers. [6]
- Vermont cities collectively had the 47th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Morrisville
-
- Vermont cities collectively had the 39th highest auto insurance rates in the nation in 2010. [2]
Morrisville Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for drivers in work zones. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Morrisville Automotive Laws
- Minimum Driving Age in Morrisville [9]
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- Morrisville, VT minimum driving age: 15 years.
- Driver's License Renewal Cycle in Morrisville
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Morrisville
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Morrisville
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- Safety belt laws have been in place since 1994 and apply to drivers/passengers 18+ years in all seats. [7]
- Child restraint law in place for younger than 1 year or less than 20 pounds in a rear-facing infant seat; 1 through 7 and more than 20 pounds. [7]
Vermont Car & Driver Facts
Vermont Auto Registrations
- Auto Registrations in VT [8]
-
- Registered Cars: 286,106
- Registered Trucks: 286,748
- Registered Motorcycles: 30,071
- Total Registrations: 605,054
- Rank: Vermont ranked 50th in the United States in total auto registrations in 2011.
Vermont Automotive Facts
- Speed Limits in VT
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- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 50 mph [7]
- Vermont Motor Fuel Consumption
-
- Vermont cities collectively ranked 50th in the nation in total motor fuel consumption in 2011. [10]
Vermont Licensed Drivers
- Licensed Drivers in VT [11]
-
- Female Drivers: 262,200
- Male Drivers: 259,466
- Total Drivers: 521,666
- Rank: 47th highest in the U.S.
Additional information about Morrisville, VT
About Morrisville
Morrisville (Vermont) is a village with a population of 1,958 [12] that is located in Lamoille County.
Did you know?
California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
