Powells Crossroads Car Insurance Resources

Powells Crossroads, TN Car Insurance

Cars Insured in Powells Crossroads

^ There are an estimated 896 vehicles currently insured in Powells Crossroads. ^[1]

Car Insurance Rates in Powells Crossroads

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Powells Crossroads

^ There are an estimated 226 uninsured motorists driving in Powells Crossroads. ^[3]

Powells Crossroads Car Insurance

Car Insurance Liability Requirements in Powells Crossroads

Minimum Liability Limits in Powells Crossroads: 25/50/15 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Powells Crossroads

Powells Crossroads Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage

Car Insurance Verification Laws in Powells Crossroads

Insurer Verification of Auto Insurance in Powells Crossroads ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Powells Crossroads Car Insurance Facts, Estimates & Related Laws

Powells Crossroads Car Insurance Stats

Number of Auto Insurance Policies in Powells Crossroads
- Based on historical and current data, 896 cars are currently insured in Powells Crossroads. ^[5]
- Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. ^[1]
Uninsured Motorist Rate in Powells Crossroads
- Based on historical and current data, Powells Crossroads has an estimated 226 uninsured drivers. ^[6]
- Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Powells Crossroads
- Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. ^[2]

Powells Crossroads Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit and intermediate license holders. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Powells Crossroads Automotive Laws

Minimum Driving Age in Powells Crossroads ^[9]
- Powells Crossroads, TN minimum driving age: 15 years.
Driver's License Renewal Cycle in Powells Crossroads
- Renewal cycle: 5 years ^[7]
Motorcycle Helmet Laws in Powells Crossroads
- Motorcycle helmets required for all riders. ^[7]
Safety Belt Laws in Powells Crossroads
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. ^[7]
- Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. ^[7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Auto Registrations in TN ^[8]
- Registered Cars: 2,637,423
- Registered Trucks: 2,483,721
- Registered Motorcycles: 168,420
- Total Registrations: 5,302,335
- Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

Speed Limits in TN
- Rural interstates: 70 mph ^[7]
- Urban interstates: 70 mph ^[7]
- Other roads: 65 mph ^[7]
Tennessee Motor Fuel Consumption
- Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. ^[10]

Tennessee Licensed Drivers

Licensed Drivers in TN ^[11]
- Female Drivers: 2,353,546
- Male Drivers: 2,190,213
- Total Drivers: 4,543,759
- Rank: 17th highest in the U.S.

Additional information about Powells Crossroads, TN

About Powells Crossroads

Powells Crossroads (Tennessee) is a town with a population of 1,322 ^[12] that is located in Marion County.

More about Powells Crossroads auto insurance

For more information about Powells Crossroads car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

Cell phone use while driving a school bus is currently banned in 21 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)