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Decaturville Car Insurance Resources

Decaturville, TN Car Insurance

Cars Insured in Decaturville

^ There are an estimated 588 vehicles currently insured in Decaturville. [1]

Car Insurance Rates in Decaturville

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Decaturville

^ There are an estimated 148 uninsured motorists driving in Decaturville. [3]

TN Car Insurance

Decaturville Car Insurance

Car Insurance Liability Requirements in Decaturville

  • Minimum Liability Limits in Decaturville: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Required Car Insurance Coverage in Decaturville

Required Car Insurance Coverage in Decaturville
  • Decaturville Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Decaturville

  • Insurer Verification of Auto Insurance in Decaturville [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Decaturville Car Insurance Facts, Estimates & Related Laws

Decaturville Car Insurance Stats

Decaturville Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Decaturville
    • Based on historical and current data, 588 cars are currently insured in Decaturville. [5]
    • Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. [1]
  • Uninsured Motorist Rate in Decaturville
    • Based on historical and current data, Decaturville has an estimated 148 uninsured drivers. [6]
    • Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Decaturville
    • Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. [2]

Decaturville Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Decaturville Automotive Laws

  • Minimum Driving Age in Decaturville [9]
    • Decaturville, TN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Decaturville
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Decaturville
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Decaturville
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. [7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Tennessee Car & Driver Facts
  • Auto Registrations in TN [8]
    • Registered Cars: 2,637,423
    • Registered Trucks: 2,483,721
    • Registered Motorcycles: 168,420
    • Total Registrations: 5,302,335
    • Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

  • Speed Limits in TN
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 65 mph [7]
  • Tennessee Motor Fuel Consumption
    • Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. [10]

Tennessee Licensed Drivers

  • Licensed Drivers in TN [11]
    • Female Drivers: 2,353,546
    • Male Drivers: 2,190,213
    • Total Drivers: 4,543,759
    • Rank: 17th highest in the U.S.

Additional information about Decaturville, TN

About Decaturville

Decaturville (Tennessee) is a town with a population of 867 [12] that is located in Decatur County.

TN Car Insurance

More about Decaturville auto insurance

For more information about Decaturville car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

Across all U.S. states, Massachusetts has the fewest uninsured drivers - approximately 4.5 percent at last measure.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in TN