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Church Hill Car Insurance Resources

Church Hill, TN Car Insurance

Cars Insured in Church Hill

^ There are an estimated 4,569 vehicles currently insured in Church Hill. [1]

Car Insurance Rates in Church Hill

^ From 2006 to 2010, Tennessee cities had the 39th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Church Hill

^ There are an estimated 1,153 uninsured motorists driving in Church Hill. [3]

TN Car Insurance

Church Hill Car Insurance

Car Insurance Liability Requirements in Church Hill

  • Minimum Liability Limits in Church Hill: 25/50/15 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

Required Car Insurance Coverage in Church Hill

Required Car Insurance Coverage in Church Hill
  • Church Hill Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Church Hill

  • Insurer Verification of Auto Insurance in Church Hill [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Church Hill Car Insurance Facts, Estimates & Related Laws

Church Hill Car Insurance Stats

Church Hill Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Church Hill
    • Based on historical and current data, 4,569 cars are currently insured in Church Hill. [5]
    • Tennessee cities collectively ranked 15th in the nation in auto insurance policies in 2011 with a total of 4,303,507. [1]
  • Uninsured Motorist Rate in Church Hill
    • Based on historical and current data, Church Hill has an estimated 1,153 uninsured drivers. [6]
    • Tennessee cities collectively had the 4th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Church Hill
    • Tennessee cities collectively had the 38th highest auto insurance rates in the nation in 2010. [2]

Church Hill Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Church Hill Automotive Laws

  • Minimum Driving Age in Church Hill [9]
    • Church Hill, TN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Church Hill
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Church Hill
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Church Hill
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year or 20 pounds or less in a rear-facing infant seat; 1 - 3 years and 20+ pounds in a forward-facing infant seat; 4 - 8 years and less than 4-feet-9-inches in booster. [7]

Tennessee Car & Driver Facts

Tennessee Auto Registrations

Tennessee Car & Driver Facts
  • Auto Registrations in TN [8]
    • Registered Cars: 2,637,423
    • Registered Trucks: 2,483,721
    • Registered Motorcycles: 168,420
    • Total Registrations: 5,302,335
    • Rank: Tennessee ranked 16th in the United States in total auto registrations in 2011.

Tennessee Automotive Facts

  • Speed Limits in TN
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 65 mph [7]
  • Tennessee Motor Fuel Consumption
    • Tennessee cities collectively ranked 15th in the nation in total motor fuel consumption in 2011. [10]

Tennessee Licensed Drivers

  • Licensed Drivers in TN [11]
    • Female Drivers: 2,353,546
    • Male Drivers: 2,190,213
    • Total Drivers: 4,543,759
    • Rank: 17th highest in the U.S.

Additional information about Church Hill, TN

About Church Hill

Church Hill (Tennessee) is a city with a population of 6,737 [12] that is located in Hawkins County.

TN Car Insurance

More about Church Hill auto insurance

For more information about Church Hill car insurance, or for additional resources regarding Tennessee car insurance overall, visit the Tennessee Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in TN