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Oacoma Car Insurance Resources

Oacoma, SD Car Insurance

Cars Insured in Oacoma

^ There are an estimated 381 vehicles currently insured in Oacoma. [1]

Car Insurance Rates in Oacoma

^ From 2006 to 2010, South Dakota cities had the 50th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Oacoma

^ There are an estimated 29 uninsured motorists driving in Oacoma. [3]

SD Car Insurance

Oacoma Car Insurance

Car Insurance Liability Requirements in Oacoma

  • Minimum Liability Limits in Oacoma: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Oacoma

Required Car Insurance Coverage in Oacoma
  • Oacoma Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Oacoma

  • Insurer Verification of Auto Insurance in Oacoma [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Oacoma Car Insurance Facts, Estimates & Related Laws

Oacoma Car Insurance Stats

Oacoma Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Oacoma
    • Based on historical and current data, 381 cars are currently insured in Oacoma. [5]
    • South Dakota cities collectively ranked 44th in the nation in auto insurance policies in 2011 with a total of 687,592. [1]
  • Uninsured Motorist Rate in Oacoma
    • Based on historical and current data, Oacoma has an estimated 29 uninsured drivers. [6]
    • South Dakota cities collectively had the 43rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Oacoma
    • South Dakota cities collectively had the 51st highest auto insurance rates in the nation in 2010. [2]

Oacoma Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for learner's permit and intermediate license holders. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Secondary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Oacoma Automotive Laws

  • Minimum Driving Age in Oacoma [9]
    • Oacoma, SD minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Oacoma
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Oacoma
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Oacoma
    • Safety belt laws have been in place since 1995 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for 4 years and younger and less than 40 pounds. [7]

South Dakota Car & Driver Facts

South Dakota Auto Registrations

South Dakota Car & Driver Facts
  • Auto Registrations in SD [8]
    • Registered Cars: 384,573
    • Registered Trucks: 538,595
    • Registered Motorcycles: 69,670
    • Total Registrations: 995,423
    • Rank: South Dakota ranked 44th in the United States in total auto registrations in 2011.

South Dakota Automotive Facts

  • Speed Limits in SD
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 70 mph [7]
  • South Dakota Motor Fuel Consumption
    • South Dakota cities collectively ranked 45th in the nation in total motor fuel consumption in 2011. [10]

South Dakota Licensed Drivers

  • Licensed Drivers in SD [11]
    • Female Drivers: 300,232
    • Male Drivers: 303,026
    • Total Drivers: 603,258
    • Rank: 46th highest in the U.S.

Additional information about Oacoma, SD

About Oacoma

Oacoma (South Dakota) is a town with a population of 451 [12] that is located in Lyman County.

SD Car Insurance

More about Oacoma auto insurance

For more information about Oacoma car insurance, or for additional resources regarding South Dakota car insurance overall, visit the South Dakota Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in SD