North Kingstown Car Insurance
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Car Insurance Liability Requirements in North Kingstown
- Minimum Liability Limits in North Kingstown: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.
Required Car Insurance Coverage in North Kingstown
- North Kingstown Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in North Kingstown
- Insurer Verification of Auto Insurance in North Kingstown [4]
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- Insurer must verify randomly selected insurance policies upon request.
North Kingstown Car Insurance Facts, Estimates & Related Laws
North Kingstown Car Insurance Stats
- Number of Auto Insurance Policies in North Kingstown
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- Based on historical and current data, 16,925 cars are currently insured in North Kingstown. [5]
- Rhode Island cities collectively ranked 45th in the nation in auto insurance policies in 2011 with a total of 672,594. [1]
- Uninsured Motorist Rate in North Kingstown
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- Based on historical and current data, North Kingstown has an estimated 3,320 uninsured drivers. [6]
- Rhode Island cities collectively had the 9th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in North Kingstown
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- Rhode Island cities collectively had the 7th highest auto insurance rates in the nation in 2010. [2]
North Kingstown Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
North Kingstown Automotive Laws
- Minimum Driving Age in North Kingstown [9]
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- North Kingstown, RI minimum driving age: 16 years.
- Driver's License Renewal Cycle in North Kingstown
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in North Kingstown
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- Motorcycle helmets required for 20 and younger. [7]
- Rhode Island\'s motorcycle helmet use law covers all passengers (regardless of age) and all operators during the first year of licensure (regardless of age). [7]
- Safety Belt Laws in North Kingstown
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- Safety belt laws have been in place since 1991 and apply to drivers/passengers 18+ years in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 57 inches and less than 80 pounds. [7]
Rhode Island Car & Driver Facts
Rhode Island Auto Registrations
- Auto Registrations in RI [8]
-
- Registered Cars: 527,589
- Registered Trucks: 356,122
- Registered Motorcycles: 33,085
- Total Registrations: 918,823
- Rank: Rhode Island ranked 46th in the United States in total auto registrations in 2011.
Rhode Island Automotive Facts
- Speed Limits in RI
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- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Rhode Island Motor Fuel Consumption
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- Rhode Island cities collectively ranked 48th in the nation in total motor fuel consumption in 2011. [10]
Rhode Island Licensed Drivers
- Licensed Drivers in RI [11]
-
- Female Drivers: 382,262
- Male Drivers: 367,444
- Total Drivers: 749,706
- Rank: 44th highest in the U.S.
Additional information about North Kingstown, RI
About North Kingstown
North Kingstown (Rhode Island) is a town with a population of 26,486 [12] that is located in Washington County.
Did you know?
Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
