Cross Roads Car Insurance
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Car Insurance Liability Requirements in Cross Roads
- Minimum Liability Limits in Cross Roads: 15/30/5 [4]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Cross Roads
- Cross Roads Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Cross Roads
- Insurer Verification of Auto Insurance in Cross Roads [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Cross Roads Car Insurance Facts, Estimates & Related Laws
Cross Roads Car Insurance Stats
- Number of Auto Insurance Policies in Cross Roads
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- Based on historical and current data, 347 cars are currently insured in Cross Roads. [5]
- Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
- Uninsured Motorist Rate in Cross Roads
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- Based on historical and current data, Cross Roads has an estimated 23 uninsured drivers. [6]
- Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Cross Roads
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- Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]
Cross Roads Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Cross Roads Automotive Laws
- Minimum Driving Age in Cross Roads [9]
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- Cross Roads, PA minimum driving age: 16 years.
- Driver's License Renewal Cycle in Cross Roads
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Cross Roads
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- Motorcycle helmets required for 20 and younger. [7]
- Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
- Safety Belt Laws in Cross Roads
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger. [7]
Pennsylvania Car & Driver Facts
Pennsylvania Auto Registrations
- Auto Registrations in PA [8]
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- Registered Cars: 5,484,519
- Registered Trucks: 4,388,029
- Registered Motorcycles: 404,896
- Total Registrations: 10,302,980
- Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.
Pennsylvania Automotive Facts
- Speed Limits in PA
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- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Pennsylvania Motor Fuel Consumption
-
- Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]
Pennsylvania Licensed Drivers
- Licensed Drivers in PA [11]
-
- Female Drivers: 4,429,168
- Male Drivers: 4,367,606
- Total Drivers: 8,796,774
- Rank: 5th highest in the U.S.
Additional information about Cross Roads, PA
About Cross Roads
Cross Roads (Pennsylvania) is a borough with a population of 512 [12] that is located in York County.
Did you know?
California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
