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Hornell Car Insurance Resources

Hornell, NY Car Insurance

Cars Insured in Hornell

^ There are an estimated 4,135 vehicles currently insured in Hornell. [1]

Car Insurance Rates in Hornell

^ From 2006 to 2010, New York cities had the 4th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Hornell

^ There are an estimated 268 uninsured motorists driving in Hornell. [3]

NY Car Insurance

Hornell Car Insurance

Car Insurance Liability Requirements in Hornell

  • Minimum Liability Limits in Hornell: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: In addition, policyholders must have $50,000/$100,000 for wrongful death coverage.

Required Car Insurance Coverage in Hornell

Required Car Insurance Coverage in Hornell
  • Hornell Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Hornell

  • Insurer Verification of Auto Insurance in Hornell [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Hornell Car Insurance Facts, Estimates & Related Laws

Hornell Car Insurance Stats

Hornell Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Hornell
    • Based on historical and current data, 4,135 cars are currently insured in Hornell. [5]
    • New York cities collectively ranked 4th in the nation in auto insurance policies in 2011 with a total of 9,358,429. [1]
  • Uninsured Motorist Rate in Hornell
    • Based on historical and current data, Hornell has an estimated 268 uninsured drivers. [6]
    • New York cities collectively had the 49th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Hornell
    • New York cities collectively had the 4th highest auto insurance rates in the nation in 2010. [2]

Hornell Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Hornell Automotive Laws

  • Minimum Driving Age in Hornell [9]
    • Hornell, NY minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Hornell
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Hornell
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Hornell
    • Safety belt laws have been in place since 1984 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for 3 and younger unless more than 40 pounds and are seated where there is no available lap/shoulder belt; 4 - 7 years unless they are seated where there is no available lap/shoulder belt. [7]

New York Car & Driver Facts

New York Auto Registrations

New York Car & Driver Facts
  • Auto Registrations in NY [8]
    • Registered Cars: 5,866,664
    • Registered Trucks: 4,169,695
    • Registered Motorcycles: 345,855
    • Total Registrations: 10,430,559
    • Rank: New York ranked 5th in the United States in total auto registrations in 2011.

New York Automotive Facts

  • Speed Limits in NY
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • New York Motor Fuel Consumption
    • New York cities collectively ranked 4th in the nation in total motor fuel consumption in 2011. [10]

New York Licensed Drivers

  • Licensed Drivers in NY [11]
    • Female Drivers: 5,438,554
    • Male Drivers: 5,772,229
    • Total Drivers: 11,210,783
    • Rank: 4th highest in the U.S.

Additional information about Hornell, NY

About Hornell

Hornell (New York) is a city with a population of 8,563 [12] that is located in Steuben County.

NY Car Insurance

More about Hornell auto insurance

For more information about Hornell car insurance, or for additional resources regarding New York car insurance overall, visit the New York Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NY