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Car Insurance Liability Requirements in Lima
- Minimum Liability Limits in Lima: 25/50/10 [4]
-
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Lima
- Lima Auto Insurance Coverage Requirements [4]
-
- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Lima
- Insurer Verification of Auto Insurance in Lima [4]
-
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Lima Car Insurance Facts, Estimates & Related Laws
Lima Car Insurance Stats
- Number of Auto Insurance Policies in Lima
-
- Based on historical and current data, 181 cars are currently insured in Lima. [5]
- Montana cities collectively ranked 43rd in the nation in auto insurance policies in 2011 with a total of 809,958. [1]
- Uninsured Motorist Rate in Lima
-
- Based on historical and current data, Lima has an estimated 19 uninsured drivers. [6]
- Montana cities collectively had the 30th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Lima
-
- Montana cities collectively had the 36th highest auto insurance rates in the nation in 2010. [2]
Lima Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? No
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- n/a. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Lima Automotive Laws
- Minimum Driving Age in Lima [9]
-
- Lima, MT minimum driving age: 14 years, 6 months.
- Driver's License Renewal Cycle in Lima
-
- Renewal cycle: 8 years, 4 years if by mail, or on 75th birthday, whichever occurs first7 [7]
- Motorcycle Helmet Laws in Lima
-
- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Lima
-
- Safety belt laws have been in place since 1987 and apply to drivers/passengers 6+ years in all seats. [7]
- Child restraint law in place for 5 years and and younger and less than 60 pounds. [7]
Montana Car & Driver Facts
Montana Auto Registrations
- Auto Registrations in MT [8]
-
- Registered Cars: 435,575
- Registered Trucks: 731,783
- Registered Motorcycles: 47,011
- Total Registrations: 1,219,158
- Rank: Montana ranked 41st in the United States in total auto registrations in 2011.
Montana Automotive Facts
- Speed Limits in MT
-
- Rural interstates: 75 mph (Trucks: 65 mph) [7]
- Urban interstates: 65 mph [7]
- Other roads: 70 mph (Night: 65 mph) [7]
- Montana Motor Fuel Consumption
-
- Montana cities collectively ranked 42nd in the nation in total motor fuel consumption in 2011. [10]
Montana Licensed Drivers
- Licensed Drivers in MT [11]
-
- Female Drivers: 370,437
- Male Drivers: 382,046
- Total Drivers: 752,483
- Rank: 43rd highest in the U.S.
Additional information about Lima, MT
About Lima
Lima (Montana) is a town with a population of 221 [12] that is located in Beaverhead County.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
