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Car Insurance Liability Requirements in Big Sandy
- Minimum Liability Limits in Big Sandy: 25/50/10 [4]
-
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Big Sandy
- Big Sandy Auto Insurance Coverage Requirements [4]
-
- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Big Sandy
- Insurer Verification of Auto Insurance in Big Sandy [4]
-
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Big Sandy Car Insurance Facts, Estimates & Related Laws
Big Sandy Car Insurance Stats
- Number of Auto Insurance Policies in Big Sandy
-
- Based on historical and current data, 490 cars are currently insured in Big Sandy. [5]
- Montana cities collectively ranked 43rd in the nation in auto insurance policies in 2011 with a total of 809,958. [1]
- Uninsured Motorist Rate in Big Sandy
-
- Based on historical and current data, Big Sandy has an estimated 52 uninsured drivers. [6]
- Montana cities collectively had the 30th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Big Sandy
-
- Montana cities collectively had the 36th highest auto insurance rates in the nation in 2010. [2]
Big Sandy Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? No
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- n/a. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Big Sandy Automotive Laws
- Minimum Driving Age in Big Sandy [9]
-
- Big Sandy, MT minimum driving age: 14 years, 6 months.
- Driver's License Renewal Cycle in Big Sandy
-
- Renewal cycle: 8 years, 4 years if by mail, or on 75th birthday, whichever occurs first7 [7]
- Motorcycle Helmet Laws in Big Sandy
-
- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Big Sandy
-
- Safety belt laws have been in place since 1987 and apply to drivers/passengers 6+ years in all seats. [7]
- Child restraint law in place for 5 years and and younger and less than 60 pounds. [7]
Montana Car & Driver Facts
Montana Auto Registrations
- Auto Registrations in MT [8]
-
- Registered Cars: 435,575
- Registered Trucks: 731,783
- Registered Motorcycles: 47,011
- Total Registrations: 1,219,158
- Rank: Montana ranked 41st in the United States in total auto registrations in 2011.
Montana Automotive Facts
- Speed Limits in MT
-
- Rural interstates: 75 mph (Trucks: 65 mph) [7]
- Urban interstates: 65 mph [7]
- Other roads: 70 mph (Night: 65 mph) [7]
- Montana Motor Fuel Consumption
-
- Montana cities collectively ranked 42nd in the nation in total motor fuel consumption in 2011. [10]
Montana Licensed Drivers
- Licensed Drivers in MT [11]
-
- Female Drivers: 370,437
- Male Drivers: 382,046
- Total Drivers: 752,483
- Rank: 43rd highest in the U.S.
Additional information about Big Sandy, MT
About Big Sandy
Big Sandy (Montana) is a town with a population of 598 [12] that is located in Chouteau County.
Did you know?
Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
