Car Insurance Liability Requirements in Oakland
- Minimum Liability Limits in Oakland: 25/50/25 
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Oakland
- Oakland Auto Insurance Coverage Requirements 
- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Oakland
- Insurer Verification of Auto Insurance in Oakland 
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Oakland Car Insurance Facts, Estimates & Related Laws
Oakland Car Insurance Stats
- Number of Auto Insurance Policies in Oakland
- Based on historical and current data, 326 cars are currently insured in Oakland. 
- Mississippi cities collectively ranked 33rd in the nation in auto insurance policies in 2011 with a total of 1,833,956. 
- Uninsured Motorist Rate in Oakland
- Based on historical and current data, Oakland has an estimated 96 uninsured drivers. 
- Mississippi cities collectively had the 1st highest uninsured motorist rate in the nation in 2009. 
- Average Car Insurance Rates in Oakland
- Mississippi cities collectively had the 22nd highest auto insurance rates in the nation in 2010. 
Oakland Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for learner's permit and intermediate license holders and school bus drivers. 
- Young drivers cell phone ban? No
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. 
- Enforcement of laws:
- Primary enforcement in effect. 
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Oakland Automotive Laws
- Minimum Driving Age in Oakland 
- Oakland, MS minimum driving age: 15 years.
- Driver's License Renewal Cycle in Oakland
- Renewal cycle: 4 or 8 years, at the option of the driver 
- Motorcycle Helmet Laws in Oakland
- Motorcycle helmets required for all riders. 
- Safety Belt Laws in Oakland
- Safety belt laws have been in place since 1994 and apply to drivers/passengers 7+ years in front seat. 
- Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 6 years and either less than 57 inches or less than 65 pounds must be in a booster seat. 
Mississippi Car & Driver Facts
Mississippi Auto Registrations
- Auto Registrations in MS 
- Registered Cars: 1,050,978
- Registered Trucks: 948,456
- Registered Motorcycles: 28,078
- Total Registrations: 2,036,524
- Rank: Mississippi ranked 34th in the United States in total auto registrations in 2011.
Mississippi Automotive Facts
- Speed Limits in MS
- Rural interstates: 70 mph 
- Urban interstates: 70 mph 
- Other roads: 65 mph 
- Mississippi Motor Fuel Consumption
- Mississippi cities collectively ranked 29th in the nation in total motor fuel consumption in 2011. 
Mississippi Licensed Drivers
- Licensed Drivers in MS 
- Female Drivers: 1,007,017
- Male Drivers: 919,586
- Total Drivers: 1,926,603
- Rank: 33rd highest in the U.S.
Additional information about Oakland, MS
Oakland (Mississippi) is a town with a population of 527  that is located in Yalobusha County.
Did you know?
Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)