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Car Insurance Liability Requirements in Kalamazoo
- Minimum Liability Limits in Kalamazoo: 20/40/10 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Kalamazoo
- Kalamazoo Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Kalamazoo
- Insurer Verification of Auto Insurance in Kalamazoo [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Kalamazoo Car Insurance Facts, Estimates & Related Laws
Kalamazoo Car Insurance Stats
- Number of Auto Insurance Policies in Kalamazoo
-
- Based on historical and current data, 46,329 cars are currently insured in Kalamazoo. [5]
- Michigan cities collectively ranked 10th in the nation in auto insurance policies in 2011 with a total of 6,165,963. [1]
- Uninsured Motorist Rate in Kalamazoo
-
- Based on historical and current data, Kalamazoo has an estimated 10,343 uninsured drivers. [6]
- Michigan cities collectively had the 7th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Kalamazoo
-
- Michigan cities collectively had the 10th highest auto insurance rates in the nation in 2010. [2]
Kalamazoo Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders (level 1 and 2); integrated voice-operated systems excepted. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Kalamazoo Automotive Laws
- Minimum Driving Age in Kalamazoo [9]
-
- Kalamazoo, MI minimum driving age: 14 years, 9 months.
- Driver's License Renewal Cycle in Kalamazoo
-
- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Kalamazoo
-
- Motorcycle helmets required for 20 and younger. [7]
- All riders younger than 21 years are required to wear helmets, without exception. Those 21 and older may ride without helmets 1) if they carry additional insurance and have passed a motorcycle safety course or 2) if they have had their motorcycle endorsement for at least two years. [7]
- Safety Belt Laws in Kalamazoo
-
- Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in front seat. [7]
- Child restraint law in place for 7 years and younger and less than 57 inches. [7]
Michigan Car & Driver Facts
Michigan Auto Registrations
- Auto Registrations in MI [8]
-
- Registered Cars: 4,742,808
- Registered Trucks: 4,111,481
- Registered Motorcycles: 308,349
- Total Registrations: 9,182,847
- Rank: Michigan ranked 8th in the United States in total auto registrations in 2011.
Michigan Automotive Facts
- Speed Limits in MI
-
- Rural interstates: 70 mph (Trucks: 60 mph) [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Michigan Motor Fuel Consumption
-
- Michigan cities collectively ranked 10th in the nation in total motor fuel consumption in 2011. [10]
Michigan Licensed Drivers
- Licensed Drivers in MI [11]
-
- Female Drivers: 3,613,751
- Male Drivers: 3,445,758
- Total Drivers: 7,059,509
- Rank: 8th highest in the U.S.
Additional information about Kalamazoo, MI
About Kalamazoo
Kalamazoo (Michigan) is a city with a population of 74,262 [12] that is located in Kalamazoo County.
Did you know?
Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
