Clarksville Car Insurance
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Car Insurance Liability Requirements in Clarksville
- Minimum Liability Limits in Clarksville: 20/40/10 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Clarksville
- Clarksville Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Clarksville
- Insurer Verification of Auto Insurance in Clarksville [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Clarksville Car Insurance Facts, Estimates & Related Laws
Clarksville Car Insurance Stats
- Number of Auto Insurance Policies in Clarksville
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- Based on historical and current data, 246 cars are currently insured in Clarksville. [5]
- Michigan cities collectively ranked 10th in the nation in auto insurance policies in 2011 with a total of 6,165,963. [1]
- Uninsured Motorist Rate in Clarksville
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- Based on historical and current data, Clarksville has an estimated 55 uninsured drivers. [6]
- Michigan cities collectively had the 7th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Clarksville
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- Michigan cities collectively had the 10th highest auto insurance rates in the nation in 2010. [2]
Clarksville Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders (level 1 and 2); integrated voice-operated systems excepted. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Clarksville Automotive Laws
- Minimum Driving Age in Clarksville [9]
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- Clarksville, MI minimum driving age: 14 years, 9 months.
- Driver's License Renewal Cycle in Clarksville
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Clarksville
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- Motorcycle helmets required for 20 and younger. [7]
- All riders younger than 21 years are required to wear helmets, without exception. Those 21 and older may ride without helmets 1) if they carry additional insurance and have passed a motorcycle safety course or 2) if they have had their motorcycle endorsement for at least two years. [7]
- Safety Belt Laws in Clarksville
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- Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in front seat. [7]
- Child restraint law in place for 7 years and younger and less than 57 inches. [7]
Michigan Car & Driver Facts
Michigan Auto Registrations
- Auto Registrations in MI [8]
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- Registered Cars: 4,742,808
- Registered Trucks: 4,111,481
- Registered Motorcycles: 308,349
- Total Registrations: 9,182,847
- Rank: Michigan ranked 8th in the United States in total auto registrations in 2011.
Michigan Automotive Facts
- Speed Limits in MI
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- Rural interstates: 70 mph (Trucks: 60 mph) [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Michigan Motor Fuel Consumption
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- Michigan cities collectively ranked 10th in the nation in total motor fuel consumption in 2011. [10]
Michigan Licensed Drivers
- Licensed Drivers in MI [11]
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- Female Drivers: 3,613,751
- Male Drivers: 3,445,758
- Total Drivers: 7,059,509
- Rank: 8th highest in the U.S.
Additional information about Clarksville, MI
About Clarksville
Clarksville (Michigan) is a village with a population of 394 [12] that is located in Ionia County.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)