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Car Insurance Liability Requirements in Waltham
- Minimum Liability Limits in Waltham: 20/40/5 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Waltham
- Waltham Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Waltham
- Insurer Verification of Auto Insurance in Waltham [4]
-
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Waltham Car Insurance Facts, Estimates & Related Laws
Waltham Car Insurance Stats
- Number of Auto Insurance Policies in Waltham
-
- Based on historical and current data, 39,412 cars are currently insured in Waltham. [5]
- Massachusetts cities collectively ranked 16th in the nation in auto insurance policies in 2011 with a total of 4,256,127. [1]
- Uninsured Motorist Rate in Waltham
-
- Based on historical and current data, Waltham has an estimated 1,952 uninsured drivers. [6]
- Massachusetts cities collectively had the 50th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Waltham
-
- Massachusetts cities collectively had the 12th highest auto insurance rates in the nation in 2010. [2]
Waltham Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers and passenger bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Waltham Automotive Laws
- Minimum Driving Age in Waltham [9]
-
- Waltham, MA minimum driving age: 16 years.
- Driver's License Renewal Cycle in Waltham
-
- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Waltham
-
- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Waltham
-
- Safety belt laws have been in place since 1994 and apply to drivers/passengers 13+ years in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 57 inches. [7]
Massachusetts Car & Driver Facts
Massachusetts Auto Registrations
- Auto Registrations in MA [8]
-
- Registered Cars: 3,180,009
- Registered Trucks: 2,344,721
- Registered Motorcycles: 159,007
- Total Registrations: 5,695,327
- Rank: Massachusetts ranked 15th in the United States in total auto registrations in 2011.
Massachusetts Automotive Facts
- Speed Limits in MA
-
- Rural interstates: 65 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Massachusetts Motor Fuel Consumption
-
- Massachusetts cities collectively ranked 21st in the nation in total motor fuel consumption in 2011. [10]
Massachusetts Licensed Drivers
- Licensed Drivers in MA [11]
-
- Female Drivers: 2,369,052
- Male Drivers: 2,314,271
- Total Drivers: 4,683,323
- Rank: 15th highest in the U.S.
Additional information about Waltham, MA
About Waltham
Waltham (Massachusetts) is a city with a population of 60,632 [12] that is located in Middlesex County.
Did you know?
Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
