Port Tobacco Village Car Insurance Resources

Port Tobacco Village, MD Car Insurance

Cars Insured in Port Tobacco Village

^ There are an estimated 9 vehicles currently insured in Port Tobacco Village. ^[1]

Car Insurance Rates in Port Tobacco Village

^ From 2006 to 2010, Maryland cities had the 10th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Port Tobacco Village

^ There are an estimated 1 uninsured motorists driving in Port Tobacco Village. ^[3]

Port Tobacco Village Car Insurance

Car Insurance Liability Requirements in Port Tobacco Village

Minimum Liability Limits in Port Tobacco Village: 30/60/15 ^[4]
- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Port Tobacco Village

Port Tobacco Village Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
- Note: Personal Injury Protection (PIP) may be waived for the policyholder but is compulsory for passengers.

Car Insurance Verification Laws in Port Tobacco Village

Insurer Verification of Auto Insurance in Port Tobacco Village ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Port Tobacco Village Car Insurance Facts, Estimates & Related Laws

Port Tobacco Village Car Insurance Stats

Number of Auto Insurance Policies in Port Tobacco Village
- Based on historical and current data, 9 cars are currently insured in Port Tobacco Village. ^[5]
- Maryland cities collectively ranked 20th in the nation in auto insurance policies in 2011 with a total of 3,920,707. ^[1]
Uninsured Motorist Rate in Port Tobacco Village
- Based on historical and current data, Port Tobacco Village has an estimated 1 uninsured drivers. ^[6]
- Maryland cities collectively had the 18th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Port Tobacco Village
- Maryland cities collectively had the 9th highest auto insurance rates in the nation in 2010. ^[2]

Port Tobacco Village Distracted Driving Laws

Hand-held phone ban? Yes

hand-held phone ban in place for all drivers. ^[7]

Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to drivers younger than 18. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers (hand-held ban). ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Port Tobacco Village Automotive Laws

Minimum Driving Age in Port Tobacco Village ^[9]
- Port Tobacco Village, MD minimum driving age: 15 years, 9 months.
Driver's License Renewal Cycle in Port Tobacco Village
- Renewal cycle: 8 years ^[7]
Motorcycle Helmet Laws in Port Tobacco Village
- Motorcycle helmets required for all riders. ^[7]
Safety Belt Laws in Port Tobacco Village
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats (effective 10/01/13). ^[7]
- Child restraint law in place for 7 years and younger and less than 57 inches. ^[7]

Maryland Car & Driver Facts

Maryland Auto Registrations

Auto Registrations in MD ^[8]
- Registered Cars: 2,088,130
- Registered Trucks: 1,682,819
- Registered Motorcycles: 120,122
- Total Registrations: 3,905,629
- Rank: Maryland ranked 24th in the United States in total auto registrations in 2011.

Maryland Automotive Facts

Speed Limits in MD
- Rural interstates: 65 mph ^[7]
- Urban interstates: 65 mph ^[7]
- Other roads: 55 mph ^[7]
Maryland Motor Fuel Consumption
- Maryland cities collectively ranked 22nd in the nation in total motor fuel consumption in 2011. ^[10]

Maryland Licensed Drivers

Licensed Drivers in MD ^[11]
- Female Drivers: 1,981,313
- Male Drivers: 1,875,291
- Total Drivers: 3,856,604
- Rank: 20th highest in the U.S.

Additional information about Port Tobacco Village, MD

About Port Tobacco Village

Port Tobacco Village (Maryland) is a town with a population of 13 ^[12] that is located in Charles County.

More about Port Tobacco Village auto insurance

For more information about Port Tobacco Village car insurance, or for additional resources regarding Maryland car insurance overall, visit the Maryland Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)