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Havre De Grace Car Insurance Resources

Havre De Grace, MD Car Insurance

Cars Insured in Havre De Grace

^ There are an estimated 8,795 vehicles currently insured in Havre De Grace. [1]

Car Insurance Rates in Havre De Grace

^ From 2006 to 2010, Maryland cities had the 10th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Havre De Grace

^ There are an estimated 1,289 uninsured motorists driving in Havre De Grace. [3]

MD Car Insurance

Havre De Grace Car Insurance

Car Insurance Liability Requirements in Havre De Grace

  • Minimum Liability Limits in Havre De Grace: 30/60/15 [4]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Havre De Grace

Required Car Insurance Coverage in Havre De Grace
  • Havre De Grace Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage
    • Note: Personal Injury Protection (PIP) may be waived for the policyholder but is compulsory for passengers.

Car Insurance Verification Laws in Havre De Grace

  • Insurer Verification of Auto Insurance in Havre De Grace [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Havre De Grace Car Insurance Facts, Estimates & Related Laws

Havre De Grace Car Insurance Stats

Havre De Grace Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Havre De Grace
    • Based on historical and current data, 8,795 cars are currently insured in Havre De Grace. [5]
    • Maryland cities collectively ranked 20th in the nation in auto insurance policies in 2011 with a total of 3,920,707. [1]
  • Uninsured Motorist Rate in Havre De Grace
    • Based on historical and current data, Havre De Grace has an estimated 1,289 uninsured drivers. [6]
    • Maryland cities collectively had the 18th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Havre De Grace
    • Maryland cities collectively had the 9th highest auto insurance rates in the nation in 2010. [2]

Havre De Grace Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers (hand-held ban). [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Havre De Grace Automotive Laws

  • Minimum Driving Age in Havre De Grace [9]
    • Havre De Grace, MD minimum driving age: 15 years, 9 months.
  • Driver's License Renewal Cycle in Havre De Grace
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Havre De Grace
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Havre De Grace
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats (effective 10/01/13). [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches. [7]

Maryland Car & Driver Facts

Maryland Auto Registrations

Maryland Car & Driver Facts
  • Auto Registrations in MD [8]
    • Registered Cars: 2,088,130
    • Registered Trucks: 1,682,819
    • Registered Motorcycles: 120,122
    • Total Registrations: 3,905,629
    • Rank: Maryland ranked 24th in the United States in total auto registrations in 2011.

Maryland Automotive Facts

  • Speed Limits in MD
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Maryland Motor Fuel Consumption
    • Maryland cities collectively ranked 22nd in the nation in total motor fuel consumption in 2011. [10]

Maryland Licensed Drivers

  • Licensed Drivers in MD [11]
    • Female Drivers: 1,981,313
    • Male Drivers: 1,875,291
    • Total Drivers: 3,856,604
    • Rank: 20th highest in the U.S.

Additional information about Havre De Grace, MD

About Havre De Grace

Havre De Grace (Maryland) is a city with a population of 12,952 [12] that is located in Harford County.

MD Car Insurance

More about Havre De Grace auto insurance

For more information about Havre De Grace car insurance, or for additional resources regarding Maryland car insurance overall, visit the Maryland Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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