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Car Insurance Liability Requirements in Westwego
- Minimum Liability Limits in Westwego: 15/30/25 [4]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Westwego
- Westwego Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Westwego
- Insurer Verification of Auto Insurance in Westwego [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Westwego Car Insurance Facts, Estimates & Related Laws
Westwego Car Insurance Stats
- Number of Auto Insurance Policies in Westwego
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- Based on historical and current data, 5,423 cars are currently insured in Westwego. [5]
- Louisiana cities collectively ranked 26th in the nation in auto insurance policies in 2011 with a total of 2,880,946. [1]
- Uninsured Motorist Rate in Westwego
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- Based on historical and current data, Westwego has an estimated 774 uninsured drivers. [6]
- Louisiana cities collectively had the 27th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Westwego
-
- Louisiana cities collectively had the 3rd highest auto insurance rates in the nation in 2010. [2]
Westwego Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all learner's permit holders, irrespective of age, and all intermediate license holders. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to all novice drivers, see footnote for detail4. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Westwego Automotive Laws
- Minimum Driving Age in Westwego [9]
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- Westwego, LA minimum driving age: 15 years.
- Driver's License Renewal Cycle in Westwego
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Westwego
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Westwego
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 13+ years in all seats. [7]
- Child restraint law in place for younger than 1 year or less than 20 pounds in a child safety seat; 1 - 3 years or 20-39 pounds in a forward-facing child safety seat; 4 - 5 years or 40-60 pounds in a child booster seat. [7]
Louisiana Car & Driver Facts
Louisiana Auto Registrations
- Auto Registrations in LA [8]
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- Registered Cars: 1,801,488
- Registered Trucks: 2,169,221
- Registered Motorcycles: 68,460
- Total Registrations: 4,052,596
- Rank: Louisiana ranked 23rd in the United States in total auto registrations in 2011.
Louisiana Automotive Facts
- Speed Limits in LA
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- Rural interstates: 75 mph [7]
- Urban interstates: 70 mph [7]
- Other roads: 65 mph [7]
- Louisiana Motor Fuel Consumption
-
- Louisiana cities collectively ranked 24th in the nation in total motor fuel consumption in 2011. [10]
Louisiana Licensed Drivers
- Licensed Drivers in LA [11]
-
- Female Drivers: 1,646,556
- Male Drivers: 1,539,671
- Total Drivers: 3,186,227
- Rank: 25th highest in the U.S.
Additional information about Westwego, LA
About Westwego
Westwego (Louisiana) is a city with a population of 8,534 [12] that is located in Jefferson County.
Did you know?
Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
