Smith Center Car Insurance
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Car Insurance Liability Requirements in Smith Center
- Minimum Liability Limits in Smith Center: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Smith Center
- Smith Center Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Smith Center
- Insurer Verification of Auto Insurance in Smith Center [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Smith Center Car Insurance Facts, Estimates & Related Laws
Smith Center Car Insurance Stats
- Number of Auto Insurance Policies in Smith Center
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- Based on historical and current data, 1,325 cars are currently insured in Smith Center. [5]
- Kansas cities collectively ranked 31st in the nation in auto insurance policies in 2011 with a total of 2,270,365. [1]
- Uninsured Motorist Rate in Smith Center
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- Based on historical and current data, Smith Center has an estimated 116 uninsured drivers. [6]
- Kansas cities collectively had the 40th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Smith Center
-
- Kansas cities collectively had the 40th highest auto insurance rates in the nation in 2010. [2]
Smith Center Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Smith Center Automotive Laws
- Minimum Driving Age in Smith Center [9]
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- Smith Center, KS minimum driving age: 14 years.
- Driver's License Renewal Cycle in Smith Center
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- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in Smith Center
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Smith Center
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 14+ years in all seats. [7]
- Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 7 years less than 80 pounds and 4 - 7 less than 57 inches tall must be in a child restraint or booster seat. [7]
Kansas Car & Driver Facts
Kansas Auto Registrations
- Auto Registrations in KS [8]
-
- Registered Cars: 1,141,601
- Registered Trucks: 1,217,921
- Registered Motorcycles: 81,361
- Total Registrations: 2,445,966
- Rank: Kansas ranked 32nd in the United States in total auto registrations in 2011.
Kansas Automotive Facts
- Speed Limits in KS
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- Rural interstates: 75 mph [7]
- Urban interstates: 75 mph [7]
- Other roads: 65 mph [7]
- Kansas Motor Fuel Consumption
-
- Kansas cities collectively ranked 32nd in the nation in total motor fuel consumption in 2011. [10]
Kansas Licensed Drivers
- Licensed Drivers in KS [11]
-
- Female Drivers: 1,023,869
- Male Drivers: 1,001,712
- Total Drivers: 2,025,581
- Rank: 31st highest in the U.S.
Additional information about Smith Center, KS
About Smith Center
Smith Center (Kansas) is a city with a population of 1,665 [12] that is located in Smith County.
Did you know?
Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
