Lambs Grove Car Insurance
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Car Insurance Liability Requirements in Lambs Grove
- Minimum Liability Limits in Lambs Grove: 20/40/15 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Lambs Grove
- Lambs Grove Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Lambs Grove
- Insurer Verification of Auto Insurance in Lambs Grove [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Lambs Grove Car Insurance Facts, Estimates & Related Laws
Lambs Grove Car Insurance Stats
- Number of Auto Insurance Policies in Lambs Grove
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- Based on historical and current data, 136 cars are currently insured in Lambs Grove. [5]
- Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
- Uninsured Motorist Rate in Lambs Grove
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- Based on historical and current data, Lambs Grove has an estimated 14 uninsured drivers. [6]
- Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Lambs Grove
-
- Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]
Lambs Grove Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Lambs Grove Automotive Laws
- Minimum Driving Age in Lambs Grove [9]
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- Lambs Grove, IA minimum driving age: 14 years.
- Driver's License Renewal Cycle in Lambs Grove
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Lambs Grove
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- Safety Belt Laws in Lambs Grove
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]
Iowa Auto Registrations
- Auto Registrations in IA [8]
-
- Registered Cars: 1,645,916
- Registered Trucks: 1,667,446
- Registered Motorcycles: 174,263
- Total Registrations: 3,496,576
- Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.
Iowa Automotive Facts
- Speed Limits in IA
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- Rural interstates: 70 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Iowa Motor Fuel Consumption
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- Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]
Iowa Licensed Drivers
- Licensed Drivers in IA [11]
-
- Female Drivers: 1,111,216
- Male Drivers: 1,080,499
- Total Drivers: 2,191,715
- Rank: 30th highest in the U.S.
Additional information about Lambs Grove, IA
About Lambs Grove
Lambs Grove (Iowa) is a city with a population of 172 [12] that is located in Jasper County.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
