Charter Oak Car Insurance
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Car Insurance Liability Requirements in Charter Oak
- Minimum Liability Limits in Charter Oak: 20/40/15 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Charter Oak
- Charter Oak Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Charter Oak
- Insurer Verification of Auto Insurance in Charter Oak [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Charter Oak Car Insurance Facts, Estimates & Related Laws
Charter Oak Car Insurance Stats
- Number of Auto Insurance Policies in Charter Oak
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- Based on historical and current data, 398 cars are currently insured in Charter Oak. [5]
- Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
- Uninsured Motorist Rate in Charter Oak
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- Based on historical and current data, Charter Oak has an estimated 42 uninsured drivers. [6]
- Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Charter Oak
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- Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]
Charter Oak Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Charter Oak Automotive Laws
- Minimum Driving Age in Charter Oak [9]
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- Charter Oak, IA minimum driving age: 14 years.
- Driver's License Renewal Cycle in Charter Oak
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Charter Oak
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- Safety Belt Laws in Charter Oak
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]
Iowa Auto Registrations
- Auto Registrations in IA [8]
-
- Registered Cars: 1,645,916
- Registered Trucks: 1,667,446
- Registered Motorcycles: 174,263
- Total Registrations: 3,496,576
- Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.
Iowa Automotive Facts
- Speed Limits in IA
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- Rural interstates: 70 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Iowa Motor Fuel Consumption
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- Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]
Iowa Licensed Drivers
- Licensed Drivers in IA [11]
-
- Female Drivers: 1,111,216
- Male Drivers: 1,080,499
- Total Drivers: 2,191,715
- Rank: 30th highest in the U.S.
Additional information about Charter Oak, IA
About Charter Oak
Charter Oak (Iowa) is a city with a population of 502 [12] that is located in Crawford County.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
