Cedar Rapids Car Insurance
Customize the list below to see which Iowa companies are your top matches:
Smart Financial Auto Insurance Rate Comparison in Iowa- Auto Insurance Rates as Low as $19/Month
- Save Time & Money With SMARTWAY™ Rate Comparison From Top Carriers
- Compare Insurance Multiple Rates in Under 2 Minutes
- Start Saving the Today!
GET QUOTEClick to visit website
Auto Insurance As Low As *$19*/Mo in Iowa- Save Time & Money With Free Quotes From Top Carriers
- Get Savings in Minutes
- Easy, Fast & 100% Free. Click Here to Start Saving!
GET QUOTEClick to visit website
Car Insurance as Low as $19 /month!!- Find The Lowest Rates in Seconds
- Easy, Fast and 100% Free
- Rates starting at $19/mo
- Get FREE Quote and Start SAVING
GET QUOTEClick to visit website
Car Insurance Liability Requirements in Cedar Rapids
- Minimum Liability Limits in Cedar Rapids: 20/40/15 [4]
-
- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Cedar Rapids
- Cedar Rapids Auto Insurance Coverage Requirements [4]
-
- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Cedar Rapids
- Insurer Verification of Auto Insurance in Cedar Rapids [4]
-
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Cedar Rapids Car Insurance Facts, Estimates & Related Laws
Cedar Rapids Car Insurance Stats
- Number of Auto Insurance Policies in Cedar Rapids
-
- Based on historical and current data, 100,037 cars are currently insured in Cedar Rapids. [5]
- Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
- Uninsured Motorist Rate in Cedar Rapids
-
- Based on historical and current data, Cedar Rapids has an estimated 10,452 uninsured drivers. [6]
- Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Cedar Rapids
-
- Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]
Cedar Rapids Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Cedar Rapids Automotive Laws
- Minimum Driving Age in Cedar Rapids [9]
-
- Cedar Rapids, IA minimum driving age: 14 years.
- Driver's License Renewal Cycle in Cedar Rapids
-
- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Cedar Rapids
-
- Safety Belt Laws in Cedar Rapids
-
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]
Iowa Auto Registrations
- Auto Registrations in IA [8]
-
- Registered Cars: 1,645,916
- Registered Trucks: 1,667,446
- Registered Motorcycles: 174,263
- Total Registrations: 3,496,576
- Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.
Iowa Automotive Facts
- Speed Limits in IA
-
- Rural interstates: 70 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Iowa Motor Fuel Consumption
-
- Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]
Iowa Licensed Drivers
- Licensed Drivers in IA [11]
-
- Female Drivers: 1,111,216
- Male Drivers: 1,080,499
- Total Drivers: 2,191,715
- Rank: 30th highest in the U.S.
Additional information about Cedar Rapids, IA
About Cedar Rapids
Cedar Rapids (Iowa) is a city with a population of 126,326 [12] that is located in Linn County.
Did you know?
Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
