North Liberty Car Insurance
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Car Insurance Liability Requirements in North Liberty
- Minimum Liability Limits in North Liberty: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in North Liberty
- North Liberty Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in North Liberty
- Insurer Verification of Auto Insurance in North Liberty [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
North Liberty Car Insurance Facts, Estimates & Related Laws
North Liberty Car Insurance Stats
- Number of Auto Insurance Policies in North Liberty
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- Based on historical and current data, 1,306 cars are currently insured in North Liberty. [5]
- Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
- Uninsured Motorist Rate in North Liberty
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- Based on historical and current data, North Liberty has an estimated 313 uninsured drivers. [6]
- Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in North Liberty
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- Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]
North Liberty Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
North Liberty Automotive Laws
- Minimum Driving Age in North Liberty [9]
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- North Liberty, IN minimum driving age: 15 years.
- Driver's License Renewal Cycle in North Liberty
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- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in North Liberty
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in North Liberty
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger. [7]
Indiana Car & Driver Facts
Indiana Auto Registrations
- Auto Registrations in IN [8]
-
- Registered Cars: 2,882,224
- Registered Trucks: 3,024,623
- Registered Motorcycles: 204,407
- Total Registrations: 6,132,772
- Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.
Indiana Automotive Facts
- Speed Limits in IN
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- Rural interstates: 70 mph (Trucks: 65 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Indiana Motor Fuel Consumption
-
- Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]
Indiana Licensed Drivers
- Licensed Drivers in IN [11]
-
- Female Drivers: 3,239,700
- Male Drivers: 3,329,965
- Total Drivers: 6,569,665
- Rank: 9th highest in the U.S.
Additional information about North Liberty, IN
About North Liberty
North Liberty (Indiana) is a town with a population of 1,896 [12] that is located in Saint Joseph County.
Did you know?
California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
