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Elkhart Car Insurance Resources

Elkhart, IN Car Insurance

Cars Insured in Elkhart

^ There are an estimated 35,105 vehicles currently insured in Elkhart. [1]

Car Insurance Rates in Elkhart

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Elkhart

^ There are an estimated 8,415 uninsured motorists driving in Elkhart. [3]

IN Car Insurance

Elkhart Car Insurance

Car Insurance Liability Requirements in Elkhart

  • Minimum Liability Limits in Elkhart: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Elkhart

Required Car Insurance Coverage in Elkhart
  • Elkhart Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Elkhart

  • Insurer Verification of Auto Insurance in Elkhart [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Elkhart Car Insurance Facts, Estimates & Related Laws

Elkhart Car Insurance Stats

Elkhart Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Elkhart
    • Based on historical and current data, 35,105 cars are currently insured in Elkhart. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Elkhart
    • Based on historical and current data, Elkhart has an estimated 8,415 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Elkhart
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Elkhart Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Elkhart Automotive Laws

  • Minimum Driving Age in Elkhart [9]
    • Elkhart, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Elkhart
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Elkhart
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Elkhart
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Elkhart, IN

About Elkhart

Elkhart (Indiana) is a city with a population of 50,949 [12] that is located in Elkhart County.

IN Car Insurance

More about Elkhart auto insurance

For more information about Elkhart car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in IN