Car Insurance LocalCar Insurance Local
Elberfeld Car Insurance Resources

Elberfeld, IN Car Insurance

Cars Insured in Elberfeld

^ There are an estimated 431 vehicles currently insured in Elberfeld. [1]

Car Insurance Rates in Elberfeld

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Elberfeld

^ There are an estimated 103 uninsured motorists driving in Elberfeld. [3]

IN Car Insurance

Elberfeld Car Insurance

Car Insurance Liability Requirements in Elberfeld

  • Minimum Liability Limits in Elberfeld: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Elberfeld

Required Car Insurance Coverage in Elberfeld
  • Elberfeld Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Elberfeld

  • Insurer Verification of Auto Insurance in Elberfeld [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Elberfeld Car Insurance Facts, Estimates & Related Laws

Elberfeld Car Insurance Stats

Elberfeld Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Elberfeld
    • Based on historical and current data, 431 cars are currently insured in Elberfeld. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Elberfeld
    • Based on historical and current data, Elberfeld has an estimated 103 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Elberfeld
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Elberfeld Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Elberfeld Automotive Laws

  • Minimum Driving Age in Elberfeld [9]
    • Elberfeld, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Elberfeld
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Elberfeld
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Elberfeld
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Elberfeld, IN

About Elberfeld

Elberfeld (Indiana) is a town with a population of 625 [12] that is located in Warrick County.

IN Car Insurance

More about Elberfeld auto insurance

For more information about Elberfeld car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in IN