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Delphi Car Insurance Resources

Delphi, IN Car Insurance

Cars Insured in Delphi

^ There are an estimated 1,993 vehicles currently insured in Delphi. [1]

Car Insurance Rates in Delphi

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Delphi

^ There are an estimated 478 uninsured motorists driving in Delphi. [3]

IN Car Insurance

Delphi Car Insurance

Car Insurance Liability Requirements in Delphi

  • Minimum Liability Limits in Delphi: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Delphi

Required Car Insurance Coverage in Delphi
  • Delphi Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Delphi

  • Insurer Verification of Auto Insurance in Delphi [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Delphi Car Insurance Facts, Estimates & Related Laws

Delphi Car Insurance Stats

Delphi Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Delphi
    • Based on historical and current data, 1,993 cars are currently insured in Delphi. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Delphi
    • Based on historical and current data, Delphi has an estimated 478 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Delphi
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Delphi Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Delphi Automotive Laws

  • Minimum Driving Age in Delphi [9]
    • Delphi, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Delphi
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Delphi
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Delphi
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Delphi, IN

About Delphi

Delphi (Indiana) is a city with a population of 2,893 [12] that is located in Carroll County.

IN Car Insurance

More about Delphi auto insurance

For more information about Delphi car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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